ACH, Debit Card and Junk Fees

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Junk Fees

There’s a Push to Ban Junk Fees. Does It Affect Credit Card Surcharging?

Stax

DECEMBER 2, 2024

In 2024 alone, more than a dozen state legislatures introduced bills related to surcharging and consumer fees generally. Several new laws seek to ban “drip pricing” or “junk fees,” and their uncertain meaning has resulted in confusion among merchants and acquirers. The Minnesota law will go into effect on January 1, 2025.

Junk Fees

Junk Fees Credit Cards Push-to-Card Laws

The shifting EWA regulatory framework and its impact on bank partnerships and instant payment adoption

Tearsheet

MARCH 27, 2024

Workers have the option to receive EWA funds at no cost within 1-3 days via ACH, or they can opt to have their direct deposit sent to a reloadable Visa debit card, named Friday by DailyPay. Alternatively, DailyPay charges a fee if employees choose to instantly send EWA wages to a card or account.

Instant Payments

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) Junk Fees

Payments Space

There’s a Push to Ban Junk Fees. Does It Affect Credit Card Surcharging?

The shifting EWA regulatory framework and its impact on bank partnerships and instant payment adoption

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