Fi911

JUNE 9, 2025

ACH and payment diversion represents another growing threat. DMARC, SPF, and DKIM work together to verify sender legitimacy, but implementation requires careful planning. Financial institutions must balance security with operational needs, particularly for third-party senders like marketing agencies or software vendors.

Email Compromise 52

Email Compromise Business Email Compromise Compromise Law Enforcement 52

PYMNTS

MARCH 5, 2018

NACHA , the electronic payments association, announced that banks and credit unions have registered 9,403 third-party senders as of the March 1, 2018 deadline. In a press release , NACHA said the rule, which took effect on Sept.

Third-Party Sender 40

Third-Party Sender NACHA ACH Credit Union 40

PYMNTS

FEBRUARY 9, 2017

As T+3 was being implemented in the early 90s, the concept of using ACH was raised, but there were two problems that, at the time, were insurmountable. As the NACHA Rules have evolved, so has the concept that the Standard Entry Class can be used to determine how an ACH Entry is handled.”

Reg E 46

Reg E Security Transactions Third-Party Sender 46

PYMNTS

OCTOBER 13, 2017

As an example, Hennessy noted the recent debut of NACHA’s third-party sender rule, which took effect at the end of September. The rule mandates that financial firms originating ACH transfers must identify and register their third-party sending customers with NACHA.

Risk 46

Risk Consumer Financial Protection Bureau (CFPB) Due Diligence Third-Party Sender 46