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Features like AddressVerificationSystems (AVs), Card Verification Value (CVV) checks, and encryption protocols protect sensitive customer data and minimize chargebacks. This either approves or declines the transaction based on factors like available funds and creditlimits.
AddressVerification Service (AVS) A fraud prevention tool that checks the billing address provided by the cardholder against the address on file with the card issuer. Annual Percentage Rate (APR) The annual interest rate charged by a credit card issuer on outstanding balances.
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Address Verification System (AVS) 
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