Addressing Cost Structure Underwriting 
The Payments Association
MARCH 18, 2025
In India, telecom data is being leveraged to assess first-time borrowers, while in Kenya, mobile money transaction data is already driving credit underwriting for underserved populations. For payments providers, this blurs the line between transaction services and credit enablement, with implications for product strategy and partnerships.
PYMNTS
DECEMBER 17, 2019
Today, there are two key methods for how a company can address the pain point of checks. Any time there’s a third party, there’s going to be an element of cost that’s baked in — and sometimes that cost is reasonable, and sometimes it’s excessive,” he said. noted PYMNTS in a previous Faster Payments Tracker. ACH’s B2B Future.
PYMNTS
OCTOBER 3, 2017
“Banks, when it comes to small business, just aren’t really paying too much attention to them … from a cost structure standpoint, they just don’t make enough money dealing with them,” he said. Finding ways to profitably address that challenge has created the field on which Quick.me – and its merchant cash advance product – compete.
CB Insights
JUNE 3, 2020
Digital life insurance startups offering easier underwriting processes for life insurance (like requiring no medical exam) are already seeing an increase in applications as customers don’t want to deal with agents or medical exams in the time of social distancing. One such company, Bestow , raised a $50M Series B in April. .
Expert insights. Personalized for you.
88 
Let's personalize your content