EBizCharge

JUNE 26, 2025

From understanding the rules to selecting the right technology partner, every step matters in ensuring a seamless rollout. Research Surcharge Laws Understand federal guidelines and credit card network rules Check state laws to confirm surcharge legality in your location Consult legal counsel to ensure full compliance 2.

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Best Practices Credit Cards Legal Card Network Rules 52

EBizCharge

JUNE 27, 2025

It’s worth noting that while many payment processing solutions now support no-cost credit card processing, not all do so in a compliant way. Businesses should be cautious about choosing a provider and ensure that the software they use follows current state regulations and card network rules.

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Credit Cards Legal Process Push-to-Card 52

EBizCharge

JUNE 23, 2025

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

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Credit Cards Legal Card Network Rules Point-of-Sale (POS) 52

Stax

JULY 7, 2025

Colorado, for example, caps surcharging rates at 2% or the actual costs the business pays for processing. Not all credit card processing companies allow cash discounting, and it must be communicated clearly to avoid customer confusion. Per card network rules: Merchants can require a minimum of up to $10 for credit card transactions.

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Credit Cards Process Processors Debit Card 88

Stax

SEPTEMBER 26, 2024

That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements. Credit card networks like Mastercard and Visa set a universal limit of 4% on these fees.

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