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Exclusive PXP Research Reveals Key Insights into Payment Preferences

Fintech Finance

Almost half (45%) view credit/debit cards as the most secure way to make online purchases, with less than 5% viewing BNPL as most secure. The findings and more are explored in full in a new white paper: From Cash and Cards to APMs: Navigating the Payments Transition , which is available from today.

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Exclusive PXP research reveals key Insights into payment preferences

The Payments Association

Almost half (45%) view credit/debit cards as the most secure way to make online purchases, with less than 5% viewing BNPL as the most secure. The findings and more are fully explored in a new white paper ‘ From Cash and Cards to APMs: Navigating the Payments Transition’ , available today.

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Merchant survey 2025: Navigating the payment innovation divide

The Payments Association

In June 2025, The Payments Association partnered with Opinium to conduct a survey of 125 UK retail businesses across all regions and business sizes, examining how merchants navigate the evolving payment landscape. Findings reveal that payment innovation has become essential for sustained competitive advantage across the retail sector.

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The Top Payment Methods For Small Businesses

Stax

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies.

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UK SMEs Urged to Modernise Payments as DECTA Research Reveals Changing Consumer Habits

Fintech Finance

Based on a survey of over 2,000 nationally representative consumers, the report reveals key trends that are set to reshape how SMEs approach their payment strategies. This includes a burgeoning interest in alternative payment methods (APMs), such as Buy Now Pay Later (BNPL) and Open Banking, indicating a shift in consumer preference.

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Getting a Payment Strategy Ready for the Festive Rush

Fintech Finance

Failed payments are another critical factor. A simple one-page checkout process utilising autofill and a range of familiar payment options – including multiple express checkouts and Buy Now, Pay Later (BNPL) options – can make a significant difference to conversions.

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Deep Dive: Consumers Consider BNPL Solutions For Routine Retail Purchases

PYMNTS

This is prompting retailers outside the luxury space to explore buy now, pay later (BNPL) options. The number of BNPL users in the country rose 41 percent in the same time frame. BNPL solutions can help bridge this trust gap and encourage customers to finalize transactions about which they are tentative. and the U.S.

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