The Payments Association

JULY 7, 2025

Acquirers and PSPs and the 2025 consumer: Designing for diverse payment preferences 4 July 2025 by Payments Intelligence The 2025 Consumer Behaviour Report from The Payments Association delivers an urgent message to the acquiring and PSP community: the UK payments landscape is diversifying faster than many platforms are adapting. While mobile wallets and digital methods show impressive momentum, consumer behaviour remains complex, shaped by age, income, trust, and region.

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The Fintech Times

JULY 4, 2025

To be successful in the digital economy, businesses must consider financial exchange (FX) related risks and costs when expanding abroad. With firms spending roughly $120billion (S$154.2billion) on cross-border transaction fees, alternatives are being sought after. According to a new report from the Project Guardian FX industry group, implementing tokenised bank liabilities and shared ledgers in cross-border payments and FX is a viable solution.

Interoperability 87

Interoperability Cross-Border Cross-Border Payments Settlement 87

Open Banking Excellence

JULY 2, 2025

While the U.S. has taken an entirely market-led approach until now, other countries have been driven by regulatory mandates that have shaped their respective Open Banking ecosystems, such as in the UK, the European Union, Australia and Brazil. Take the UK, for example. When the UK’s antitrust regulator, the Competition and Markets Authority, imposed its Retail Banking Market Investigation Order in 2017, it helped set the tone for the UK’s regulatory approach and lay the foundations for the marke

Regulations 130

Regulations Non-Bank Rules Innovation 130

Fintech News

JULY 2, 2025

Digital wallets and cryptocurrencies are two of the most targeted channels for fraud this year, according to SEON’s 2025 Digital Fraud Outlook , making the stakes higher than ever. This surge brings with it opportunity and the heightened risk of fraud. As more transactions move online, fraudsters are leveraging increasingly advanced tactics to exploit vulnerabilities in onboarding and transaction processes.

Fraud Prevention 91

Fraud Prevention Technology Checks Money Laundering 91

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

Payments Dive

JULY 2, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Balance, Alibaba team on BNPL

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BNPL Privacy B2B Settlement 96

Finextra

JULY 1, 2025

The European Central Bank has agreed to a dual-track strategy for integrating distributeed ledger technology with Target settlement services in the wholesale market.

Settlement 83

Settlement Technology Central Bank 83

Fintech News

JULY 1, 2025

Flagright has announced that payment platform HitPay is now using its AI-native transaction monitoring and anti-money laundering (AML) compliance solutions to enhance security and compliance. HitPay, which serves over 15,000 small and medium-sized enterprises (SMEs), integrates online, point-of-sale, and B2B payments into a single system. The company recently secured a Major Payment Institution (MPI) license from the Monetary Authority of Singapore (MAS), enabling it to expand into merchant acqu

AML 86

AML Transactions Money Laundering Compliance 86

The Fintech Times

JULY 7, 2025

Spanish banking group BBVA has launched bitcoin and ether trading and custody services for retail customers through its mobile app, expanding its regulated digital asset offering across Europe. The rollout follows a regulatory filing with Spain’s National Securities Market Commission (CNMV) in March 2025 and is now available to all customers of legal age.

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Stax

JULY 2, 2025

In today’s competitive SaaS landscape, simply acquiring customers isn’t enough. The real key to sustainable growth and increased revenue lies in maximizing payment attachment – the adoption and usage of integrated payments by your existing customer base. This powerful concept moves beyond just selling software; it transforms your platform into the central hub for your customers’ financial operations, creating deeper value and unlocking significant revenue streams.

Volume 68

Volume Payments Strategy Process Payments 68

Finextra

JULY 2, 2025

Bank of New York Mellon has given dozens of AI agent 'digital employees' their own logins and will soon provide them with email accounts.

AI 106

AI Accounts 106

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

The Payments Association

JULY 7, 2025

UK SME survey shows open banking intrigues merchants with faster, cheaper payments, but gaps in awareness and security fears slow adoption.

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Fintech News

JULY 1, 2025

FPT , a Vietnamese IT services provider, has entered into a strategic partnership with audax Financial Technology , a digital banking solutions provider backed by Standard Chartered. The collaboration aims to deliver digital banking services across Asia Pacific and the Middle East, with a revenue target of US$100 million over the next three years. As part of the agreement, FPT becomes audax’s largest regional partner, taking on development, testing, deployment, and long-term operational support.

APACS 89

APACS Financial Inclusion Embedded Finance On-Demand 89

The Finance Weekly

JULY 6, 2025

Selecting FP&A software isn’t just a tech decision, it can also be a career-defining one. So picking the wrong tool? That can ruin your credibility, frustrate your team, and leave you with a costly system no one wants to use and tons of wasted hours.A study found that 61% of CFOs placed FP&A software at the top of their investment priorities.

Finance 130

Finance 130

The Fintech Times

JULY 3, 2025

Ecobank , the pan-African financial services group, is partnering with Google Cloud in a move to enhance financial services and drive digital empowerment across Africa with advanced analytics and AI. Ecobank plans to leverage technology from Google Cloud to deliver innovative payment and remittance solutions that are frictionless, secure, and universally accessible, empowering individuals and businesses across the continent and beyond.

Payment APIs and Integration 72

Payment APIs and Integration AI Agreements Financial Inclusion 72

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Finextra

JULY 7, 2025

Five big banks in Belgium have joined the European Payments Initiative (EPI) with the intention of rolling out the Wero digital wallet and instant account-to-account (A2A) payment application to customers in the first half of next year.

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Payment Initiation Payments Accounts 72

Basis Theory

JULY 1, 2025

Merchants using Shopify can vault payment data with Basis Theory. This post contains a video to get merchants started with an independent payment vault.

Payments Data 88

Payments Data Posting Payments 88

Fintech Finance

JULY 3, 2025

DailyPay , a worktech company and the leading provider of On-Demand Pay, celebrates Louisiana Act 496. The law was enacted on June 25, 2025 and creates a new regulatory framework for On-Demand Pay products in Louisiana. The legislation will go into effect on August 1, 2025. The legislation passed unanimously in the Louisiana State Senate (37-0) and House of Representatives (93-0).

On-Demand 75

On-Demand Laws Consumer Protection Legal 75

Fintech Weekly

JULY 3, 2025

Despite regulatory momentum, real transformation in European payments depends on deeper structural changes. Christian Caumont discusses what’s still missing — and why it matters.

Payments 78

Payments 78

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Payments

The Fintech Times

JULY 1, 2025

The African Export-Import Bank (Afreximbank), has teamed up with the Pan-African Payment and Settlement System (PAPSS) and Mercury Payment Services (MPS) to launch the first pan-African card scheme, with a plan to reclaim the continent’s financial autonomy. Through the launch of the new PAPSSCARD card scheme, the three entities hope to significantly bolster efforts to achieve financial sovereignty across Africa by building resilient and independent payment systems, easing travel and boosti

Financial Inclusion 72

Financial Inclusion Compromise SWIFT Economy 72

Finextra

JULY 2, 2025

Australia's banks have begun the roll-out of a nationwide Confirmation of Payee programme to help protect customers from being tricked into sending money to criminals.

Payee 69

Payee 69

Payments Dive

JULY 7, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Shift4 strategy segues with Global Blue T

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Fintech Finance

JULY 1, 2025

With the acceleration of digital commerce, both users and companies are demanding faster payments, especially in sectors where payments are a challenge, such as sports betting and online gaming. The Do Pay payment solution is at the center of a major expansion as the Peruvian fintech rolls out its innovative digital offering across Latin America. This launch marks a pivotal move to meet the region’s growing demand for secure, seamless, and inclusive financial services.

Payment Solutions 66

Payment Solutions Payment APIs and Integration FinTech Cross-Border 66

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Fintech Weekly

JULY 1, 2025

Fintech is powering global commerce - from cross-border payments to trade finance. But with that power comes a pressing challenge - how do you know who you are doing business with?

Cross-Border Payments 78

Cross-Border Payments Cross-Border FinTech Compliance 78

The Fintech Times

JULY 2, 2025

Peruvian fintech Do Payment has launched a new regional payment solution aimed at speeding up transactions and reducing reliance on intermediaries, starting with rollouts in Peru, Mexico and Ecuador. The company’s new pay-in service, branded as Do Pay, uses a fully proprietary infrastructure, so it doesn’t depend on third-party rails. According to Do Payment, this ensures faster settlement times, lower costs and more direct integration with local banks and payment methods.

Payment APIs and Integration 64

Payment APIs and Integration Cross-Border Settlement Zelle 64

Finextra

JULY 2, 2025

Joining the FinextraTV studio at Temenos Community Forum 2025, Adam Gable, Senior Product Director, Temenos provided an insight into the way that agentic AI is helping to combat financial crime. Discussing the challenges inherent in fighting financial crime amidst a high-volume, high-speed market, Gable emphasises how well-considered agentic AI tools can provide an investigative element as fast as the speed of modern fraud.

Financial Crimes 69

Financial Crimes Crime AI Volume 69

Fintech News

JULY 7, 2025

Worldpay has extended its Asia Pacific presence by launching domestic acquiring capabilities in Thailand. This enables local and international merchants to process transactions in Thai baht and offer local payment methods. This addition brings Worldpay’s domestic acquiring footprint in the region to nine markets, alongside Australia, New Zealand, Singapore, Hong Kong, Japan, Malaysia, India, and South Korea.

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Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Fintech Finance

JULY 1, 2025

The ACI Worldwide iNET partnership has entered a new phase aimed at fueling fintech innovation in Saudi Arabia. By combining their expertise, the two companies are enhancing real-time payments and digital infrastructure to support the Kingdom’s Vision 2030 goals. Under this partnership, iNet will deploy and manage a Point of Sale (POS) infrastructure using ACI Postilion, an acquiring platform that enables banks, fintechs and merchants to deliver fast and seamless omnichannel transaction processi

FinTech 72

FinTech Point-of-Sale (POS) Interoperability Real Time Payments 72

Bank Automation

JULY 7, 2025

Visa is using AI tools to ramp up its fight against fraud, as financial institutions face mounting threats in an increasingly digitalized payments environment. Instances of document forgery, for example, increased 244% year over year in June as fraudsters use AI to alter documents like loan applications and government-issued ID’s, according to Visa’s recently released […] The post Digital document forgeries up 244%, Visa reports appeared first on Bank Automation News.

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The Fintech Times

JULY 3, 2025

OpenPayd , the financial infrastructure provider, is joining forces with Ripple , the digital asset infrastructure provider, to deliver compliant and scalable payment solutions for enterprise clients. Through the new partnership, OpenPayd will support Ripple’s cross-border payments solution, Ripple Payments, with its global fiat infrastructure, including real-time payment rails, multi-currency accounts and virtual IBANs.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Interoperability 69

Finextra

JULY 2, 2025

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Transactions 59

Transactions ISO 20022 Payment APIs and Integration Payments 59

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments