Article Payee Payer 
Stax
NOVEMBER 13, 2024
In this article, we will explore the differences between each type of payment along with their key features and benefits. The payer gets the benefit of the ACH system guaranteeing their direct payment, so there is minimal risk and ACH debit transactions are usually completed within two days of initiation.
Stax
MARCH 27, 2025
In this article, well help you do just that. ACH payment is more affordable and can be automated and payee-initiated, making it ideal for recurring transactions and subscription payments. ACH Credit or direct deposit refers to when the payer pushes funds into the recipients bank account or credit union account.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
The Payments Association
JUNE 16, 2025
Offline settlements with a digital pound: Lessons from the BoE’s report 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? These are linked to the requirement for instant offline settlement, i.e. digital money leaves the payer device to go into the payee’s device. Why is it important?
EBizCharge
DECEMBER 18, 2024
This article will explore what clearinghouses are, their primary functions, and how they facilitate safe transactions. Card payment clearing: Facilitates credit and debit card transactions by ensuring funds are transferred from the payers bank to the payees account. What is a clearinghouse?
Fi911
MAY 22, 2024
In this article, we will delve into the topic of credit card payment reversals. A payment reversal is the process through which funds from a transaction are returned to the payer’s account. Duplicate Charges : If a payer is charged more than once for the same transaction, the duplicates can be reversed. What is a Refund?
The Fintech Times
FEBRUARY 4, 2024
In all of these cases, the acquirer, i.e. the provider of the service to the merchant has an obligation to perform CDD on their customer, the merchant, but never on the payer. To be clear, payers never get into the CDD scope of e.g to allow European PISPs to compete on a level playing field.
The Payments Association
OCTOBER 14, 2024
What is this article about? If an authority can unilaterally choose to lift the veil on the identity of the payer in a transaction, without asking the payer for permission, and without the possibility that the payer might decline, then the payer is not actually private, analogously to backdoors in encryption technology.
Expert insights. Personalized for you.
Let's personalize your content