PYMNTS

OCTOBER 7, 2016

.” Financial institutions today are also struggling to connect the dots between all of the ways they use data analytics to mitigate risk and add value to their lending operations, added Horrocks. He offered the example of banks using analysis of financial statements to assess risk in the loan origination process.

Origination 78

Origination Underwriting Third-Party Service Provider Risk Mitigation 78

PYMNTS

JUNE 25, 2020

Understanding how every dollar is being spent today, and whether that spend can be strategically adjusted to promote resiliency into the future, are conversations businesses are beginning to hold with their financial services providers, said Barker.

Mitigation 60

Mitigation Risk Mitigation Treasury Risk 60

PYMNTS

SEPTEMBER 29, 2017

Managing Risk. One of the most crucial areas for banks’ treasuries is risk mitigation , which, according to Beaulande, has become more complex as it relates to other areas of treasury management. Sixty percent said that internal regulatory examinations include an assessment of risk management practices.

Treasury 56

Treasury Addressing Treasury Management FinTech 56

PYMNTS

OCTOBER 3, 2019

Loan fraud is a less-discussed — but not less threatening — trend hitting banks, credit unions and other financial service providers, particularly as traditional and alternative players usher in digitization and an online-only lending process.

Small Business 63

Small Business Credit Union Mitigation Account Takeovers 63

PYMNTS

JANUARY 27, 2020

As a platform designed to assess and display an SMB borrower’s most appropriate financing options, from cards to loans, Nav positions itself as a facilitator of transparency for SMBs. Ultimately, the cheapest option for SMB funding may not be the best fit, Ott said. The Close Ties of Cash Flow and Funding.

Small Business 62

Small Business Point-of-Sale (POS) Finance Facilitators 62

The Fintech Times

SEPTEMBER 19, 2024

. “Risk orchestration lowers risk and boosts resilience of financial institutions by facilitating quick threat detection and response,” Kelvin Lim , senior director at the Synopsys Software Integrity Group. “This necessitates a complementary risk identification and mitigation effort involving AML and fraud.

Risk 59

Risk Financial Crimes AML Risk Management 59

The Fintech Times

DECEMBER 9, 2023

. “Even if a company’s initial effort was a mere compliance exercise, the efforts have genuinely facilitated positive changes, fostering better understanding and trust between financial service providers and their customers.

Consumer 111

Consumer Financial Literacy Regulations AI 111

PYMNTS

AUGUST 15, 2019

Financial Conduct Authority recently published SCA compliance guidance that noted EU’s PSD2 regulations leave it up to national authorities to determine whether corporate payment service protocols meet the threshold of security required under SCA.

Payments 49

Payments Commercial Card Risk Mitigation Mitigation 49

Fintech News

APRIL 3, 2025

As of 1 November 2023, all new and existing BNPL service providers must ensure full compliance. It sets standards to reduce debt risks and protect users. While compliance is voluntary, the SFA offers accreditation for BNPL providers through independent assessments.

BNPL 108

BNPL Regulations Accreditation Consumer Protection 108

PYMNTS

JULY 31, 2018

The allegations have revived the debate over financial service providers’ use of commission as an incentive to boost sales, which was recently brought to light by the ongoing Wells Fargo scandals. Small businesses’ failure to look into their FX agreements may allow financial service providers to change FX rates without users noticing.

Cross-Border Payments 40

Cross-Border Payments Cross-Border Small Business Risk Mitigation 40

PYMNTS

APRIL 20, 2017

CyberGRX focuses on these external threats, offering companies its CyberGRX Exchange platform that it claims is the world’s first global third-party cyber risk management exchange.

Cybersecurity 46

Cybersecurity Data Breach Mitigation Breach 46

PYMNTS

JULY 3, 2018

But SMB loan underwriting at traditional FIs has, for the most part, remained unchanged, even as alternative lenders began exploring the role of alternative data in the risk mitigation process. “Lenders’ primary goal is to assess a consumer’s stability, ability and willingness to pay.

Underwriting 40

Underwriting Small Business Assessments Third-Party Service Provider 40

Segpay

OCTOBER 4, 2023

What is the Role of a Payment Service Provider (PSP) In affiliate marketing, PSPs play a crucial role as they process the financial transactions between the various parties involved in the affiliate marketing ecosystem. This includes tracking key metrics and identifying risk areas that may need attention.

Security 52

Security Due Diligence Compliance Payments 52

PYMNTS

APRIL 20, 2018

A survey released earlier this year found that CPOs are most concerned about cost reduction in 2018, though most agree that new products and market development, as well as risk mitigation, are also critical focuses. Some of them try to go beyond that and be a bit predictive. But they are not able to actually solve problems.”.

AI 41

AI Risk Mitigation Near Real-Time Compliance 41

Core

FEBRUARY 6, 2024

Government Accountability Office’s Fraud Risk Management Framework , a framework rooted in leading practices for both prevention and response is crucial to successfully manage fraud risk mitigation for government programs. Such a framework can only work when multiple strategies are implemented at once.

Best Practices 52

Best Practices Governance Government Fraud Prevention 52

Nanonets

DECEMBER 10, 2023

This reduces non-compliance risk, mitigates legal complications, and ensures that shipments move seamlessly across borders, contributing to a smoother global logistics operation. Electronic approvals and notifications expedite the approval cycle, preventing bottlenecks and ensuring timely payment to vendors and service providers.

Automation 52

Automation Compliance SWIFT Process 52