Remove ATM Remove Cost Structure Remove End User
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Future Friday: Drastically Downsizing the Bank "Branch"

Fintech Labs Insights

What I mean by micro-branch isn''t really a branch at all, it''s more of a deposit-taking ATM/kiosk or two staffed by just a single banker (possibly just part-time). Or consider putting other services in existing branches to share costs and generate activity: 1. Think airport check-in with roving staff helping travelers at kiosks.

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Future Friday: Downsizing the Bank Branch While Engaging with More Customers

Fintech Labs Insights

What I mean by micro-branch isn’t really a branch at all, it’s more of a deposit-taking ATM/kiosk (or two) staffed by a single banker. large) branches are not viable in the long term, unless their business model or cost structures are dramatically changed. Think airport check-in with roving staff helping at kiosks.

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The payments regulation roadmap: Q2 2025

The Payments Association

These increases have drawn criticism from UK merchants and consumer advocacy groups, who argue that the higher fees are unjustified and ultimately passed on to end users. Evaluate how the proposed fee caps may affect your organisation’s revenue and cost structures, and develop strategies to mitigate potential financial impacts.