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Factors such as authorization rates, simplifying payments processes for a secure yet user-friendly authentication, adhering to regulations, and addressing covert foreign exchange (FX) costs influenced by geopolitical instability and inflation all contribute to the system’s complexity.
Some are happy to provide selfies, others can scan documents, while some are more than ready to provide biometric authentication. For example, credit cards (71%), cell phone billing (64%) and personal financial accounts like checking and deposits (62%) were the top accounts that customers were prepared to open digitally.
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