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Restaurant Credit Card Surcharges: Legalities & Best Practices

EBizCharge

Restaurant owners operate on thin margins, and credit card processing fees can quietly eat into profits. This article will explore the legal landscape and best practices for surcharging in the restaurant industry. State-by-State Legality Some states have restrictions or bans on credit card surcharges. EBizCharge can help.

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The Best Way for a Business to Handle Chargeback Management

Clearly Payments

This article outlines how to structure your chargeback management team, define roles, implement processes, select the right software, and adhere to best practices. Skills Required: Attention to detail, familiarity with card network rules, and proficiency in analyzing transaction data.

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Credit Card Surcharges in Canada: A Legal Guide

EBizCharge

Whether you’re a local shop, a service-based business, or an eCommerce brand, the fees you pay to accept credit card payments can eat into your profits. This guide will walk you through the basics of credit card surcharging in Canada, from legal background and card network rules to disclosure requirements and best practices.

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Preparing for Surcharge Compliance: A Checklist for Businesses

EBizCharge

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

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Writing the Perfect Credit Card Surcharge Notice

EBizCharge

Not every business adds a surcharge to credit card payments, but if you do, you may need to notify your customers, not just as best practice but by law. Card network violations. Visa and Mastercard have surcharge rules. Customers who feel blindsided will contest the charge with their card issuer.

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Surcharge Signage & Notices: What You Must Display

EBizCharge

Card brand rules Notification requirements: Before implementing credit card surcharging, businesses are required to notify the major card networks—typically at least 30 days in advance. Visa, Mastercard, and others all have specific processes for this.

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Maximum Credit Card Surcharge Limits Explained

EBizCharge

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.