From Open Banking to Open Finance to DeFi: The Open Evolution of Finance
Finextra
JUNE 2, 2025
If Open Banking gave us Lego pieces like accounts, payments, and identity verification via APIs, DeFi supercharged the Lego set with even more pieces and global accessibility. Governance and Regulation: When open banking emerged, it didn’t do so in a regulatory void – quite the opposite. It was largely born from regulation (e.g.,
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