The Payments Association

FEBRUARY 17, 2025

The future of payments is digital, inclusive, and transformativedriving financial access, innovation, and global economic empowerment. As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

PYMNTS

DECEMBER 8, 2017

Payment Rails is making its official step into the cross-border payments market through the launch of its application program interface (API) and payment platform, the company said Thursday (Dec. Artificial intelligence ensures regulatory compliance and fraud protection.

API 78

API Cross-Border Payments Payment APIs and Integration Cross-Border 78

PYMNTS

AUGUST 13, 2019

Bantotal , a core Latin America banking service provider that works with 60 banks in 14 countries, has partnered with Bitex to perform cross-border payments using bitcoin blockchain, according to reports. I can just send a payment from Argentina to Chile directly [using bitcoin].”.

Cross-Border Payments 63

Cross-Border Payments Cross-Border Bitcoin Process 63

Fintech Review

MAY 4, 2025

Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

PYMNTS

OCTOBER 20, 2017

20), Mastercard announced news that it will be opening up access to its blockchain technology through its developer’s API. Initially, the technology will be made available for B2B transactions, specifically to address the demands of cross-border payments. Mastercard is not the only firm delving into blockchain.

Blockchain 84

Blockchain Visa B2B Payment APIs and Integration 84

Finovate

NOVEMBER 5, 2024

Global bank Standard Chartered unveiled this week that it has teamed up with cross-border payments fintech Wise (formerly TransferWise). The bank has selected Wise Platform , Wise’s global payments infrastructure for banks, to power international payments for SC Remit , Standard Chartered’s cross-border payment service.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Multi-Currency Stablecoins 52

PYMNTS

DECEMBER 13, 2017

The emergence of APIs is doing more than just changing the way banks and FinTechs operate. With the market rapidly evolving, is it time for traditional financial institutions (FIs) to learn the rules of the new API economy? Around the B2B API world. all to streamline international payments. and U.K. — and U.K. —

API 77

API Economy Rules Payment APIs and Integration 77

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

Fintech Finance

MARCH 26, 2025

Bitso Business —the B2B arm of Bitso that provides infrastructure for efficient and transparent cross-border payments— announced today the creation of its subsidiary Juno , a company dedicated to the issuance and management of virtual assets.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Stablecoins Facilitators 59

PYMNTS

JANUARY 10, 2019

The new year has dawned with a number of cross-border payment pacts, done across blockchain and other means. In Pakistan, as reported by Coindesk, Telenor Microfinance Bank and remittance firm Valyou Sdn Bhd (a Telenor subsidiary) have launched a payment platform based on Alipay’s blockchain offerings.

Blockchain 77

Blockchain Cross-Border Cross-Border Payments Payment APIs and Integration 77

PYMNTS

OCTOBER 24, 2016

The FinTech space is oversaturated with talk of blockchain technology. But late last week, Visa announced that it will be rolling out Visa B2B Connect, a platform for banks to make payments and settle funds across borders using Chain Core, the blockchain infrastructure developed by Chain.

Blockchain 77

Blockchain B2B Real Time Payments Payer 77

Fintech News

APRIL 28, 2024

Money20/20 Asia made its debut in Bangkok on April 23, 2024, bringing together key players from across Asia’s financial landscape, including banks, payment providers, startups, retailers, fintech companies, and regulators. Additionally, they can access developer guides on API technology and security protocols.

Payment APIs and Integration 117

Payment APIs and Integration Cross-Border Cross-Border Payments Financial Inclusion 117

Wharton Fintech

JANUARY 18, 2024

It empowers a lot of the global businesses to grow beyond borders. We provide products from payments and collection, FX and payout all the way to embedded finance to allow or empower any businesses to operate the whole financial and payments stack on top of our platform. Making payments, it’s very expensive and inefficient.

Cross-Border 130

Cross-Border Cross-Border Payments Payment APIs and Integration Embedded Finance 130

Fintech Review

JANUARY 28, 2025

Digital payments are transforming global financial systems, reshaping how individuals and businesses transact. In the fintech space, digital payments represent a major driver of innovation. By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

PYMNTS

MAY 10, 2017

When it comes to finding the latest, greatest API solution does it help to invite outsiders into the sandbox? As more companies seek to engage in international trade, API-based solutions are being seen as a way to address some of the frictions that arise with cross-border transactions. About the Tracker.

API 72

API Payment APIs and Integration Cross-Border B2B 72

Fintech News

MAY 27, 2024

It was a contactless payment on POS using a card issued by Eurasian Bank JSC on the Way4 digital payments software system. The regulator decided to issue and redeem Digital Tenge centrally and allow reputable market participants to facilitate CBDC workflows related to accounts, cards, and payments.

CBDC 131

CBDC Transactions Payment APIs and Integration Cross-Border 131

PYMNTS

DECEMBER 17, 2019

As open banking frameworks take root in more markets around the globe, the model of data integration continues to also take shape in the business financial services market, particularly impacting micro- and small businesses (and the FinTechs that service them). “FX is a complicated area,” added Cran.

Liquidity Management 52

Liquidity Management API Cross-Border Payments Payment APIs and Integration 52

PYMNTS

FEBRUARY 15, 2018

The conversation around B2B payments innovation and progress cannot be held without the banks. ” Fox spoke with PYMNTS for its latest B2B API Tracker, powered by FI.SPAN. ” That makes Latin America a prime target for payments innovation, particularly when it comes to APIs. . For instance, the U.K.’s

API 65

API Payment APIs and Integration NACHA Cross-Border 65

PYMNTS

APRIL 30, 2020

This week’s examination of the latest in payments rails innovation finds financial service providers innovating on top of existing rails to address the friction of ACH, checks and other bank transfer infrastructure. One FinTech, meanwhile, throws blockchain into the mix of legacy rails. ACH Gets A Boost In The Public Sector.

Innovation 73

Innovation Global Payments Cross-Border ACH 73

PYMNTS

FEBRUARY 6, 2019

Trade finance FinTech Surecomp is rolling out an API platform for the industry aimed at accelerating trade finance industry players’ adoption and integration of technology. APIs have become a critical component of corporate banking technology as Open Banking initiatives in the U.K., In a press release Tuesday (Feb.

API 55

API Finance Payment APIs and Integration Cross-Border 55

PYMNTS

FEBRUARY 11, 2020

The latest data from Nacha found a new record-high growth rate for adoption of ACH payments , with B2B payments showcasing a surge in adoption of the legacy payment rail that has recently turned to technologies that can augment the service, from the movement of transaction data with an ACH payment to the deployment of Same Day ACH.

B2B 89

B2B Same Day ACH NACHA ACH 89

Finovate

NOVEMBER 7, 2024

Nium has partnered with Partior, a blockchain-based fintech for clearing and settlement. Through the partnership, banks can use Partior’s network to access Nium’s global payments infrastructure without needing additional API integration, offering seamless real-time transactions.

Real Time Payments 52

Real Time Payments Cross-Border Payments Payment APIs and Integration Cross-Border 52

PYMNTS

AUGUST 22, 2019

In Latin America, news comes this week that Santander Group is boosting its use of Ripple’s technology to aid payments across what CoinDesk reported is a “payment corridor” in Latin America. There are even parts of the Latin American market where it’s almost impossible to do an online international payment.”.

Cross-Border Payments 85

Cross-Border Payments Cross-Border Payment APIs and Integration Bitcoin 85

PYMNTS

SEPTEMBER 3, 2018

In the continuing swirl of headlines that seem to blur and blend cryptos, blockchains and developing nations, a number of collaborations between large tech firms, traditional financial institutions (FIs) and FinTech upstarts stood out. Payments Initiatives In Africa. The gateway can accept payments from more than 180 countries.

Blockchain 41

Blockchain API Distributed Ledger Technology (DLT) Cross-Border 41

PYMNTS

DECEMBER 18, 2020

If the pandemic has taught banks anything, it’s that corporates need to offer a range of payment methods to their customers — whether those customers are consumers (for B2C transactions) or enterprises ( B2B ). Morgan , said financial institutions (FIs) need to offer those firms payments functionality on demand. It's not about cloud.

Economy 67

Economy API Payment APIs and Integration B2C 67

PYMNTS

OCTOBER 11, 2018

In news that may be separated from the vagaries of cryptocurrency trading, Banco Santander said this week that it will use Ripple’s ledger, bringing payments across the bank’s OnePay FX platform. In the past, he has said that OnePay enables international payments across three clicks and in less than a minute.

Settlement 77

Settlement Distributed Ledger Technology (DLT) Cross-Border Payment APIs and Integration 77

Finovate

DECEMBER 11, 2024

Go beyond the basics and evaluate how blockchain technology might be relevant to your own operations. They have been successfully used in cross-border payments, remittances, and payroll for global workforces because they enable instant payouts at rates much cheaper than funds sent via traditional banking rails.

FinTech 59

FinTech Stablecoins BNPL Cross-Border 59

PYMNTS

JANUARY 29, 2018

Bitcoin grabs the headlines, but as investors rush to jump on the cryptocurrency bandwagon, there are other market forces at play ready to make an impact in cross-border payments – today. that average 20 cross-border transactions of $1,300 per month are forced by their banks to pay more than $1,400 a month in fees alone.

Cross-Border Payments 40

Cross-Border Payments Cross-Border Blockchain Innovation 40

PYMNTS

FEBRUARY 9, 2018

Corporate T&E company Certify is integrating payment capabilities provided by Western Union to enhance its global reimbursement and supplier payment offering. The new solution, Certify Payments, uses Western Union’s Mass Payments API, which can handle cross-border, direct-to-bank payments in 45 currencies.

Cross-Border 58

Cross-Border Cross-Border Payments Payment APIs and Integration Payments 58

PYMNTS

MARCH 10, 2016

Innovators and FinTech players are eyeing how blockchain technology can ease friction for corporate cross-border payments, a need pressing more heavily on companies that expand operations internationally. Bitwage announced an API that integrates Bitwage solutions into a company’s existing operations.

Payroll 40

Payroll Blockchain Payment APIs and Integration Cross-Border 40

PYMNTS

AUGUST 13, 2019

Bantotal , a core Latin America banking service provider that works with 60 banks in 14 countries, has partnered with Bitex to perform cross-border payments using bitcoin blockchain, according to reports. I can just send a payment from Argentina to Chile directly [using bitcoin].”.

Bitcoin 49

Bitcoin Cross-Border Payments Cross-Border Payment APIs and Integration 49

PYMNTS

SEPTEMBER 6, 2018

Blockchain — or rather, blockchain-focused projects — has been in the spotlight as China has been trialing financial services (FinServ) and security measures across those rails. However, blockchain is also gaining ground, and currency is offering a boost to the payments infrastructure.

SWIFT 40

SWIFT Payment Initiation Caps Cross-Border Payments 40

PYMNTS

JANUARY 2, 2017

With the increasing trade volume between the two countries, payments have become a major pain point for retailers that often rely on wire transfers, which can take up to three days to complete. That’s a problem that San Francisco-based Wyre is offering to solve with its real-time cross-border payment solution. “We

Cross-Border Payments 42

Cross-Border Payments Cross-Border Payment APIs and Integration Blockchain 42

PYMNTS

OCTOBER 6, 2016

When it comes to creating a seamless experience for cross-border transactions, especially for Global Citizens who are sending large amounts of money infrequently to institutions all over the world, it can be hard to know where to start. There’s really no monolithic solution that works for all sides of the global payments experience.

Global Payments 73

Global Payments Payment APIs and Integration Cross-Border Payments 73

Fintech Finance

APRIL 8, 2024

Morgan’s blockchain business unit, to improve cash management, payments and liquidity performance for CFOs and Treasurers. will fully embed bank reporting and bank payment connectivity for Workday Financial Management to help Workday customers achieve greater banking agility. Morgan’s Payments strategy.

Payment APIs and Integration 52

Payment APIs and Integration Cross-Border Innovation Cross-Border Payments 52

PYMNTS

OCTOBER 29, 2019

In today’s payments news, cross-border payments firm Western Union has rolled out full application programming interface (API) access to domestic as well as global payment applications. And London API provider TrueLayer is collaborating with Visa. Bitcoin Escalates On China’s Blockchain Endorsement.

API 41

API Payment APIs and Integration Cross-Border Cross-Border Payments 41

PYMNTS

FEBRUARY 15, 2018

Entrepreneurial and small travel management firms face a few key points of friction when it comes to payments: the volume of transactions they have to manage and the cost of accepting payments. WeTravel offers a payment platform for enterprises that aren’t typically thought of as traditional travel businesses. Here in the U.S.,

ACH 43

ACH Blockchain Payment APIs and Integration Cross-Border 43