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5 Payment Trends in Asia Shaping its Financial Landscape in 2025

Fintech News

Emerging trends such as cross-border payment systems and open banking initiatives are breaking down traditional barriers, fostering greater connectivity and efficiency in Asias financial landscape. The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance.

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Payments trends report 2024

The Payments Association

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms. and Brazil.

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Marqeta Review: Future of Modern Card Issuing

Fintech Review

This flexibility enables gig economy payouts, BNPL shopping experiences, loyalty rewards cards, and embedded banking products for digital brands. Whether launching a cashback card for shoppers or building a spending card for drivers, companies can design tailored payment experiences easily.

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Are Traditional Banks Keeping Up With Embedded Finance, or are They Falling Behind?

The Fintech Times

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

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How is Embedded Finance in the E-Commerce Checkout Impacting Traditional Payment Providers?

The Fintech Times

Additionally, the processors are moving towards providing embedded payment solutions themselves and forming strategic alliances with BNPL providers, thus maintaining relevance by innovating and improving the user experience (as well as creating potential revenue streams for themselves based on revenue-share models with the BNPL providers).

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Navigating the Fintech Landscape: Key Trends Shaping the Future of Financial Services

Fintech Review

Examples of embedded finance include buy-now-pay-later (BNPL) options at checkout and insurance products offered during travel bookings. Retailers, technology firms, and even healthcare providers are entering the embedded finance space. Companies such as Klarna offer these services.