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OCC Issues Policy Guidance on Buy Now, Pay Later Lending

Global Fintech & Digital Assets

The OCC outlines safety and soundness principles and appropriate risk management processes for its regulated institutions that engage in BNPL lending. The OCC expects that banks engaged in BNPL lending “do so within a risk management system that is commensurate with associated risks.” By Arthur S.

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Top News In Payments: FreshBooks Unveils Same-Day Deposits; Amazon Australia Teams With Zip Co

PYMNTS

Also, Amazon Australia is teaming with buy now, pay later (BNPL) startup Zip Co. Amazon Australia Integrates BNPL Startup Zip Co. Amazon Australia is teaming with buy now, pay later (BNPL) startup Zip Co. The arrangement also provides Zip with an edge in the congested but thriving BNPL space.

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The payments regulation roadmap: Q2 2025

The Payments Association

Key developments include progress on stablecoin regulation with draft legislation anticipated, advancements in open banking and variable recurring payments (VRPs), outcomes from the PSR's review on card fees, and the introduction of buy now pay later (BNPL) legislation in Parliament.