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Restaurant Credit Card Surcharges: Legalities & Best Practices

EBizCharge

From understanding the rules to selecting the right technology partner, every step matters in ensuring a seamless rollout. Research Surcharge Laws Understand federal guidelines and credit card network rules Check state laws to confirm surcharge legality in your location Consult legal counsel to ensure full compliance 2.

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Debit Card Surcharging: Is It Legal?

EBizCharge

So, if you’re a merchant trying to stay compliant or a consumer just trying to make sense of what you’re being charged – it’s worth understanding where these rules come from and what they mean. These networks set the terms for how their cards can be used, and if you want to accept their payments, you agree to play by their rules.

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The Price of Convenience: Is There Such a Thing as Free Credit Card Processing?

Stax

You Can’t Opt Out of Credit Card Payments Opting out of credit card processing altogether is not a viable option. Surcharging steps Research: Research local regulations and guidelines surrounding surcharging, including legal requirements, permissible surcharge percentages, and any restrictions or exceptions that may apply.

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Is Zero Cost Credit Card Processing Suitable for Your Small Business?

EBizCharge

Additionally, credit card networks typically cap surcharge amounts around 3-4% of the transaction total, and merchants must notify the card brands prior to adding a surcharge. Credit card surcharging is permitted under federal law but is regulated at the state level and governed by card brand rules.