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This access, the letter says, will eliminate the bottlenecks of working through intermediaries while extending the reach of real-time payments to those who need it. Currently, access to the Fed’s Real-TimeGrossSettlement (RTGS) system is limited to financial institutions that hold deposits.
Following the UKs departure from the EU, the caps that previously limited these fees no longer apply. In response, the PSR has proposed reintroducing caps on these fees to restore competitive balance, support UK businesses, and protect consumers. to 1.15%, and credit card fees jumping from 0.3%
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