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The card scheme Click to Pay mandate underscores this evolution, making it mandatory for issuers to adopt a more streamlined, card-on-file experience that prioritises security and user convenience. Emphasising speed, adaptability, and customer experience is key to staying competitive.
3DS is a messaging protocol that allows consumers to authenticate themselves with their cardissuer when making card-not-present eCommerce purchases. Its features promote more secure and consistent online transactions across channels and connected devices, while optimizing the cardholder’s experience.
For banks, tokenized payment credentials will be seamlessly integrated across agentic commerce platforms, keeping cardissuers at the forefront of this rapidly evolving technology with enhanced visibility, security, and control.
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