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The Price of Convenience: Is There Such a Thing as Free Credit Card Processing?

Stax

If the customer chooses to pay with a debit card, CardX automatically detects that it is a debit card and applies no fee. Merchants pay only the low cost of debit card acceptance. Alternatives to Surcharging: Other Cost-Offset Solutions Surcharging isn’t the only way to reduce the burden of credit card processing fees.

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How EMV has grown beyond the chip on a card

Payments Source

The role of EMVCo — which is often seen as an extension of the card brands that deals only with chip-based EMV plastic cards— has come into sharper focus.

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FTC inquiry casts fresh attention on U.S. debit routing issues

Payments Source

The specific impetus for the Federal Trade Commission's inquiry into Visa and Mastercard's debit transaction routing processes is not entirely clear, but it likely stems from the effect that advanced payments technology has had on Durbin amendment compliance.