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CBDC in Corporate Payments and Transaction Banking

Finextra

Hereโ€™s a at the evolution, real-world potential, and future of CBDC-linked instruments in transaction banking. Retail CBDC Trials: Indiaโ€™s eโ‚น (Digital Rupee) pilot unlocks person-to-merchant (P2M) and person-to-person (P2P) payments via CBDC wallets, demonstrating zero counterparty risk transfers without commercial bank rails.

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Strategic agreement between EPI and EuroPA: building a unified European digital payments network

Finextra

EuroPA is an alliance of national digital payment champions โ€“ ๐—•๐—ฎ๐—ป๐—ฐ๐—ผ๐—บ๐—ฎ๐˜(Italy), ๐—•๐—ถ๐˜‡๐˜‚๐—บ (Spain), ๐— ๐—• ๐—ช๐—”๐—ฌ (Portugal), ๐—•๐—น๐—ถ๐—ธ (Poland), ๐—œ๐—ฅ๐—œ๐—ฆ (Greece), and ๐—ฉ๐—ถ๐—ฝ๐—ฝ๐˜€ ๐— ๐—ผ๐—ฏ๐—ถ๐—น๐—ฒ๐—ฃ๐—ฎ๐˜† (Nordics). Wero enables instant, account-to-account (A2A) payments without relying on traditional card networks. WHY DOES THIS MATTER?

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Payments regulation roadmap: Q3 2025โ€‹

The Payments Association

UK and EU divergence on scope and legal frameworks may introduce cross-border compliance and interoperability challenges. Open Banking Ltd, The Payments Association, CFIT taskforce) to stay updated on standards and timelines. Start API and interoperability pilots, building on the existing Open Banking technical infrastructure.

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Federal Reserveโ€™s Cunha on the State (and Timeframe) of Digital Dollars

PYMNTS

As many as 80 percent of the 66 central banks polled by the Bank of International Settlements said they were at some stage of CBDC development. China has been at the forefront of those efforts, at least as measured in terms of debuting an actual CBDC, and is in the midst of testing its digital yuan in various settings.

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Open Banking Focus: New Opportunities on the Ancient Silk Road

Open Banking Excellence

We have an Open Banking and Open Finance movement already, as well as CBDC concepts moving to the pilot stage. Interoperability and international expansion A key strategic outcome from all our activities in this space is to drive the creation of business models which are scalable outside of Georgia.

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50 Fintech Buzzwords Explained

M2P Fintech

Central Bank Digital Currency (CBDC) A CBDC represents a nationโ€™s currency in digital form, administered directly by the central bank. Unlike physical cash or bank deposits, CBDCs are purely electronic. As of December 2023, an impressive 130 countries are actively exploring CBDC initiatives.