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Prepaid Card A card loaded with a specific amount of money. Gift Card A prepaid card often used at a specific retailer. ACH Bank-to-bank transfers, like direct deposit or bill pay. EFT (Electronic FundsTransfer) Same as ACH, used more often in Canada. FedNow A new U.S.
With increased competition in the P2P payments industry ( PayPal / Venmo ( FDNY 16 ), Square Cash, Zello), banks are feeling pressure to compete by offering faster delivery of funds. The partnership enables banks to offer funds-transfers a day sooner, or even same-day.
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