Fintech Labs Insights

SEPTEMBER 28, 2015

This week’s EMV “liability shift” in the United States is expected to be a boon for mobile payments. Not only are we undergoing a massive expansion in number of NFC-enabled terminals, the more time-consuming “chip dip” makes Apple or Android Pay measurably faster than plastic.

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EMV Mobile Payments Credit Union Push-to-Card 29

PYMNTS

MARCH 27, 2017

As card swipes turned to chip insertions across the U.S., Recently, to combat long lines and payments fatigue, financial, merchant service and mobile payment company Square rolled out a firmware update to its chip payment terminals. lines got longer and customers got more frustrated.

CHIPS 41

CHIPS Chip Cards Push-to-Card Debit Card 41

Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. Magnetic stripe payments enjoyed a 30-year reign between the ’70s and ’90s. EMV chip card technology had a good two decades or so, beginning in the mid-’90s.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

PYMNTS

SEPTEMBER 6, 2019

It was a busy week for payments and commerce news, and the new PYMNTS Weekender is here to make sure you didn’t miss anything. Coverage includes a story about how bamboo straws signal a new phase in global commerce, a new mobile payment network and Amazon’s latest push into biometrics, among many other topics and original PYMNTS research.

Cross-Border 46

Cross-Border Cross-Border Payments Innovation Online and Mobile Banking 46

PYMNTS

MARCH 10, 2016

It may not be the year of mobile payments — yet — but it is certainly the year mobile payments players are laying the groundwork for what they know is inevitable. This week, PYMNTS dug into the week of mobile pay news to bring you the latest from the ecosystem. Dunkin’ Donuts/Starbucks Mobile Loyalty Wars.

Online and Mobile Banking 41

Online and Mobile Banking EMV P2P Mobile Deposit 41

PYMNTS

OCTOBER 1, 2019

From barter, to cash, to eCommerce, and now, to contactless payments – even those enabled by voice command. The steady drumbeat of tech has brought purchasing from bills and coins to cards and contactless payments – done across all manner of devices and through pushes, taps, swipes and waves, at any time. percent; the 42.2

Contactless Payments 56

Contactless Payments Consumer Payments Push-to-Card 56

PYMNTS

MAY 16, 2016

In payments, brand matters, more so now than it ever did, and for SMBs adopting mobile commerce initiatives, speed matters too – speed to market and speed to accepting payments in any manner customers desire. The initial launch is being done in tandem with FreshBooks and Infusionsoft.

Push-to-Card 40

Push-to-Card Payments Reconciliation Chip Cards 40

PYMNTS

JULY 8, 2016

The massive payment infrastructure overhaul, which came with an estimated $8.65 based- payleven and SumUp , two mobile point of sale solution providers, to invest in the U.S. The ubiquity of PIN-less chip cards in the U.S. billion price tag, led U.K market,’” said SumUp CEO Daniel Klein in an interview with PYMNTS.

EMV 41

EMV Push-to-Card CHIPS Mobile Payments 41

PYMNTS

AUGUST 2, 2018

Apple Pay is now live in 24 markets worldwide with over 4,900 bank partners, and we look forward to adding Germany later this year,” he said, adding that recent retail deals involving eBay, CVS and 7-Eleven promise to make the payments tool attractive to more consumers. Visit a major U.S. OK, that might be an exaggeration.

Contactless Payments 40

Contactless Payments Chip Cards Push-to-Card CHIPS 40

PYMNTS

MAY 23, 2016

A statement released by MCX CEO Brian Mooney on May 16, via a PR rep, said that MCX is delaying a nationwide rollout of its CurrentC mobile payments product. As MCX has said many times, the mobile payments space is just beginning to take shape; it is early in a long game. Dick Durbin (D-IL) decided to take on EMV.

EMV 43

EMV Mobile Payments Push-to-Card Chip Cards 43

PYMNTS

MARCH 30, 2016

consumers are handling the shift to EMV-compliant POS systems, the responses revealed that consumers have little incentive to choose safe and secure payment options. As more stores start enforcing the use of chip-enabled cards, he said, the spike in online fraud has been remarkable. “T In a recent survey focused on how U.S.

Consumer 44

Consumer EMV Security CHIPS 44