Remove Consumer Protection Remove Cost Structure Remove Interoperability
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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. While some governments prioritise competition and innovation, others focus on financial inclusion, consumer protection, or market-driven adoption.

Finance 88
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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. This standard introduces structured, enriched data formats for payment messagesimproving interoperability, fraud detection, and reconciliation. Why is it important? What’s next?

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The payments regulation roadmap: Q2 2025

The Payments Association

It mirrors existing offences in anti-bribery and tax evasion, but with a sharper focus on consumer protection and market integrity. This regulatory shift aims to strengthen consumer protection and curb misleading or irresponsible marketing in the high-risk cryptoasset sector.