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In parallel with growing market adoption of surcharging, more states have considered and enacted surcharging legislation, often with the stated goal of standardizing surcharging and ensuring consumerprotection. In 2024 alone, more than a dozen state legislatures introduced bills related to surcharging and consumerfees generally.
” If past is prologue, then Trump’s signing of the Economic Growth, Regulatory Relief, and ConsumerProtection Act in 2018 could provide some clues. Here, we find initiatives to expand access to mortgage credit, incentivize capital formation, and provide additional protections for student borrowers.
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