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Card networks must maintain them properly and pay for fraud prevention tech (dataencryption, tokenization, real-time tracking, etc.). To improve the payment experience for consumers, card networks must innovate and incorporate the latest technologies. Swipe fees fund these initiatives and cover the maintenance costs.
Key characteristics of a payment gateway Understanding the key characteristics of a payment gateway can help your business ensure secure and smooth online transactions, combat fraud, and improve customer satisfaction. Choosing a gateway that provides these payments can also increase conversion rates.
Every business operates differently, but the one thing they all have in common is that every business accepts payments. New payment tools like NFC contactlesspayments that help your business grow and provide a high-quality customer experience are in high demand. Learn More What Is a Contactless Virtual Terminal?
Tokenization vs encryptionDataencryption is another popular data security technique where data is transformed into an illegible format. In contrast, tokenization does not depend on keys or encryption algorithms, as random data is mapped to and replaces sensitive data.
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