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These fees are non-negotiable and serve as a fundamental component of the coststructure for merchants. Card Type: Interchange fees vary based on the type of credit card used in a transaction. The three main categories are debit cards, credit cards, and premium credit cards.
Interchange-plus pricing breaks down the coststructure, separating the actual interchange fees established by card networks (Visa, Mastercard, etc.) This model enhances transparency, allowing businesses to see the direct costs associated with different card types and transactions. per transaction.
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