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These platforms must support embeddedvalue-addedservices like credit, insurance, and working capital, while delivering a seamless, consumer-centric omnichannel experience, such as real-time inventory, digital receipts, loyalty integration, and personalised marketing.
Open finance is no longer a compliance exerciseit is redefining the way financial products are built, distributed, and embedded into daily life. Embeddedpayments, dynamic credit offers at the point of sale, and hyper-personalised customer experiences are emerging as critical differentiators.
A business model is a holistic framework that describes how a company creates, delivers, and captures value. It encompasses various elements, including the target customer segment, value proposition, distribution channels, revenue streams, key resources, and coststructure.
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