Stax

NOVEMBER 13, 2024

Making a payment via the ACH network differs from making a payment with a credit card in that you are sending the money directly from one account to another, instead of charging it to a card you would later be liable to repay. Learn More What are ACH Credit Payments? What are ACH Debit Payments?

ACH 88

ACH ACH Network Payer Payee 88

Fintech News

SEPTEMBER 17, 2024

Surcharging refers to the practice where merchants add an additional fee to a transaction when a customer chooses to pay with a specific payment method, typically a credit card. This surcharge is intended to recoup the costs associated with accepting card payments.

APACS 108

APACS Regulations Caps Real Time Payments 108

PYMNTS

FEBRUARY 1, 2021

Visa noted, too, that debit spending has been high in the wake of repeated waves of stimulus payments deposited directly onto debit cards or in bank accounts. But buy now, pay later (BNPL) options are gaining some traction.

Issuers 82

Issuers Debit Card BNPL Point-of-Sale (POS) 82

PYMNTS

MAY 18, 2020

Credit union service organization (CUSO) PSCU compared the 19 th week of 2020, which concluded on May 10, to the same timeframe in 2019 to discover the impact of the pandemic on consumer spending and shopping trends. In areas that are starting the reopening process, we are seeing stronger growth, particularly for debit.

Debit Card 52

Debit Card Credit Union Service Organization Credit Cards Credit Union 52

Paystand

NOVEMBER 21, 2024

How does the payment cycle work for customers who use credit cards? How does the payment cycle work for customers who use debit cards? Key Takeaways Central Role in Transactions: Issuing banks are pivotal to the payment process, ensuring secure and seamless credit and debit card transactions.

Debit Transaction 40

Debit Transaction Debit Card Credit Risk Mitigation 40

Fintech Finance

DECEMBER 13, 2023

for UK-European Economic Area (EEA) consumer debit transactions and 0.3% for consumer credit transactions (where the transactions are made online[1] at UK businesses) A lasting cap on these interchange fees in the future, once further analysis has been carried out to establish an appropriate level.

Cross-Border 59

Cross-Border Caps Debit Card Visa 59

Neopay

DECEMBER 18, 2023

for UK-European Economic Area (EEA) consumer debit transactions and 0.3% for consumer credit transactions (where the transactions are made online [1] at UK businesses) A lasting cap on these interchange fees in the future, once further analysis has been carried out to establish an appropriate level.

Cross-Border 52

Cross-Border Caps Regulations Visa 52