Payments Dive

JULY 17, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Mastercard, Visa play down stablecoin threat The giant card networks are sifting through the opportunities and threats that stablecoins present for their businesses.

Stablecoins 78

Stablecoins Visa FedNow Cross-Border 78

The Payments Association

JUNE 9, 2025

It enhances resilience, broadens access, improves interoperability, and enables innovation, thereby modernising the UK’s financial infrastructure. RT2 offers four key advancements: enhanced resilience, expanded access, wider interoperability, and improved functionality. Why is it important? What’s next?

ISO 20022 88

ISO 20022 Payment APIs and Integration ISOs Interoperability 88

Fintech News

MAY 19, 2025

StraitsX has launched its Singapore dollar-backed stablecoin, XSGD, on the XRP Ledger (XRPL), marking a new phase in its collaboration with Ripple to support real-time digital payments across Asia. XSGD is a stablecoin regulated by the Monetary Authority of Singapore (MAS) and backed 1:1 by reserves held with DBS Bank and Standard Chartered.

Stablecoins 90

Stablecoins Cross-Border APACS Interoperability 90

Fintech Review

APRIL 10, 2025

These advancements support the platforms mission to provide a globally interconnected stablecoin payment ecosystem. where payment companies, fintechs, and businesses are already seeing significant advantages from using stablecoins.

Stablecoins 52

Stablecoins Payment APIs and Integration Cross-Border Cross-Border Payments 52

The Payments Association

JANUARY 13, 2025

These businesses often favour jurisdictions with more aligned and predictable legal standards, which could significantly impact PSPSPs’ cross-borderspirations or operations. Stablecoins, as a subset of digital assets, have been a focal point of both the Bill and the FCAs regulatory discussions.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

The Fintech Times

FEBRUARY 19, 2025

Singapore-based digital payment infrastructure provider and stablecoin issuer, StraitsX , is teaming up with Standard Chartered to enhance the reserve management of its stablecoins. The post Standard Chartered Set to Support Reserve Management of StraitsX Stablecoins in Singapore and US appeared first on The Fintech Times.

Stablecoins 75

Stablecoins Cross-Border Cash Management Cross-Border Payments 75

The Payments Association

JANUARY 21, 2025

Will Marwick CEO, IFX Payments The Payments Report 2024 highlights the growing impact of digital currencies, particularly stablecoins, as transformative payment solutions. The report notes how stablecoins, supported by regulatory developments, are driving advancements in digital commerce and cross-border transactions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Finextra

JUNE 30, 2025

Stablecoins can settle in seconds, smart contracts can execute “if-this-then-that” logic without humans in the loop and tokenised assets can move 24/7 across jurisdictions. No, it won’t replace every system but it is rapidly becoming the preferred foundation for anything that needs to be fast, transparent and interoperable.

Stablecoins 52

Stablecoins Cross-Border Blockchain AI 52

Finovate

JULY 2, 2025

At this point, if you’ve been working in the financial services industry since January, you’ve likely heard of stablecoins, and you may have heard of tokenized deposits. Here’s a brief overview of where stablecoins and tokenized deposits intersect, where they are different, and where they may be most useful.

Stablecoins 52

Stablecoins FDIC Blockchain Treasury 52

The Paypers

JUNE 17, 2025

The primary goal of this partnership is to support cross-border transactions and digital asset operations for enterprise clients. The agreement brings together OpenPayd’s API-based payment and banking services with Circle’s infrastructure for USDC, a dollar-denominated stablecoin issued by regulated affiliates of Circle.

Stablecoins 36

Stablecoins Payment Networks Cross-Border Payment APIs and Integration 36

The Payments Association

MAY 3, 2025

Among these, the integration of blockchain and stablecoins in cross-border payments and treasury management emerged as a central theme. Now, digitally native businesses are leveraging blockchain and stablecoins not to speculate, but to optimise cost and speed in cross-border transactions.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Fintech Times

JANUARY 23, 2025

However, historically, those families in developing countries have not been able to experience the full fruits of the labour as cross-border payment firms have taken a big cut. Sending cross-border payments, for example, often comes with heavy processing costs and conversion fees.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Finovate

MAY 22, 2025

Circle has launched the Circle Payments Network (CPN) to modernize the $190 trillion cross-border payments market with blockchain-based, near-instant settlement. Stablecoin issuer and infrastructure company Circle unveiled this week that the Circle Payments Network (CPN) mainnet is now live. per transaction.

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

Fintech Finance

NOVEMBER 21, 2024

It will also help commercial banks manage their own tokenised deposit and stablecoin life cycle and integrate into the central bank digital currency testing environment. The programmability of value-added financial services will enable new business models and enhance the efficiency and transparency of cross-border payments.

Payment Networks 98

Payment Networks Digital Payments Digital Currency Innovation 98

Fintech News

NOVEMBER 12, 2024

However, challenges remain, particularly regarding interoperability. To address this, stakeholders including NETS Group and Liquid Group are working on interoperable QR payment solutions that are designed to simplify processes for merchants, Chia said.

FinTech 111

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 111

The Payments Association

MARCH 17, 2025

Amid rising fraud, emerging technologies like embedded finance, AI, and stablecoins, and intensifying global competition, the Financial Conduct Authority (FCA) faces mounting pressure to recalibrate its approach to regulationor risk holding back the very sector it aims to protect.

Regulations 88

Regulations Risk Stablecoins Payments 88

The Fintech Times

JULY 16, 2025

. “Fintechs are building banking layers focused on consumer experience and are innovating to meet the demands for 24/7 access to financial services, including lending, investing, and cross-border payments. Emerging technologies like stablecoins offer one pathway forward. billion in 2024 to 5.8 billion in 2024 to 5.8

Underserved 56

Underserved Facilitators Finance Financial Inclusion 56

Finextra

JUNE 26, 2025

While its European, its impact is global, especially if you deal with cross-border payments. Focus on security, interoperability, and transparency A powerful solution ensures your customers can send money anytime, anywhere, and in any way they want. Why PSDS2 is important for banks PSD2 drives innovation.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Finextra

JUNE 30, 2025

The popularity of stablecoins is also reaching new heights. The transfer volume of stablecoins hit highs of $717.1 They will need to co-exist with existing clearing and settlement processes and infrastructures, and this means interoperability is crucial. tokenised deposits and stablecoins) or non-banks (aka. stablecoins).

Digital Currency 52

Digital Currency Real Time Gross Settlement (RTGS) Distributed Ledger Technology (DLT) Settlement 52

Finovate

MARCH 7, 2025

The Bank of Ghana and the National Bank of Rwanda inked an MoU to provide companies with a license passporting framework and cross-border payment interoperability. Nigerian fintech ProsperaVest EGG introduced eNsc, a stablecoin pegged 1:1 to the Nigerian Naira.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Fintech Review

MAY 4, 2025

Cross River Provides embedded payments, banking, and lending infrastructure for fintechs, with a strong compliance focus. It is non-negotiable for any business handling payments, onboarding customers, or moving money across borders. Best for : SMEs needing efficient cross-border banking.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

The Payments Association

JULY 18, 2025

It offers practical, high-level analysis of what’s live, what’s coming into force, and what’s under active consultation, covering fraud liability, stablecoin oversight, instant payments, digital operational resilience, and future developments such as the digital pound and digital euro. Firms should act swiftly to meet the new standards.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

CoinRemitter

DECEMBER 11, 2024

We can expect interoperability between two or more networks, which may expand the ecosystem and increase the liquidity of involved networks. However, international cooperation will be crucial in establishing consistent and friendly regulatory standards to manage and normalize cross-border crypto transactions.

Cryptocurrency 40

Cryptocurrency Cross-Border Payment Gateways Privacy 40

Payments Dive

JUNE 23, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Fiserv launches new stablecoin The payments processor wants to be an early mover as banks, the U.S.

Stablecoins 88

Stablecoins Privacy PayPal Use Case 88

Finextra

JULY 7, 2025

They can potentially be traded 24/7 across borders, settled near-instantly, and divided into tiny fractions. In many ways, this setup is akin to stablecoins (where a company holds USD in a bank and issues tokens like USDC or USDT). Interoperability solutions or standard approaches could help unify markets.

Blockchain 59

Blockchain Regulations Payment APIs and Integration Security 59

Fintech Finance

MAY 29, 2025

Conduit , a leading cross-border payments platform powered by stablecoins, announced today it closed a $36 million Series A funding round. “Traditional cross-border payment systems do not meet the demands of modern businesses.

Cross-Border Payments 81

Cross-Border Payments Cross-Border Stablecoins SWIFT 81

Fintech News

JUNE 19, 2024

Stablecoins have been rising in conversation within the financial ecosystem of Singapore. As the name implies, stablecoins are digital assets designed to maintain a stable value relative to a reference asset, such as the US Dollar or gold.

Stablecoins 116

Stablecoins Cross-Border Cross-Border Payments Blockchain 116

Fintech News

DECEMBER 13, 2024

The growing adoption of stablecoins across Asia marks a significant shift in the regions financial landscape. dollar-pegged stablecoins like USDT and USDC primarily dominate the cryptocurrency topography. dollar in cross-border trade, investment, and domestic financial systems. Traditionally, U.S.

Stablecoins 111

Stablecoins Cross-Border Cross-Border Payments Caps 111

Fintech News

JULY 16, 2024

obtained approval to expand its existing MPI license to include account issuance, domestic and cross-border money transfers, merchant acquisition, and digital payment token services. In addition to this, StraitsX has introduced XUSD, a fiat-pegged USD stablecoin, aimed at digitising currencies essential for global trade.

Stablecoins 116

Stablecoins Security Cross-Border Settlement 116

Fintech News

NOVEMBER 6, 2024

Chia stressed the need for collaboration to address industry challenges, describing Project Nexus as a “game changer” for scaling cross-border payment systems through a central framework. MAS has also introduced a stablecoin regulatory framework and partnered with global banks to overcome barriers to scaling.

FinTech 111

FinTech Interoperability Cross-Border Payments Stablecoins 111

Fintech Finance

JUNE 3, 2025

It facilitates cross-border disbursements, collections, card issuance and processing, offline agent banking services, and FX & treasury services. “Fifteen years ago, we set out with a bold ambition: to connect Africa’s mobile money systems and make borders matter less. .

Interoperability 72

Interoperability Cross-Border Cross-Border Payments Use Case 72

Fintech News

DECEMBER 11, 2023

This PoC involved executing real-time cross-border test transactions between various Central Bank Digital Currency (CBDC) systems. The project tested the feasibility of conducting multilateral cross-currency transfers through the UDPN, involving both Distributed Ledger Technology (DLT) and non-DLT-based CBDC technologies.

CBDC 116

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 116

The Fintech Times

MAY 12, 2025

While not a stablecoin in its current distributed ledger form, the Lewes Pound was, nevertheless, similar in many aspects including being pegged to a major currency. Stablecoins have not. Will the rug be pulled from under stablecoins by incumbent instant payment schemes? At least, not yet. And why wouldnt they?

Interoperability 45

Interoperability Stablecoins Cross-Border Cross-Border Payments 45

Fintech News

JANUARY 10, 2024

The top fintech trends in Singapore shaping this growth include instant cross-border transactions, generative AI across financial services, emerging digital currency uses, embedded finance “as-a-Service”, and increased ESG reporting and data convergence.

Cross-Border 119

Cross-Border FinTech Cross-Border Payments Embedded Finance 119

The Fintech Times

FEBRUARY 19, 2024

Having discussed the myths , hype and usage of buy now pay later (BNPL), we now turn our focus to cross-border payments. To begin this focus, we first look at what businesses should prioritise when looking to offer cross-border solutions. “International trade winds have shifted in recent years.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Fintech News

MAY 27, 2024

CBDC for cross-border payments, programmable money, and DeFi Kazakhstan’s Digital Tenge project is pursuing several ambitious goals: intensifying cross-border trade, implementing innovative social and anti-corruption initiatives, and integrating digital assets issued by decentralised finance (DeFi) participants and those issued by the government.

CBDC 131

CBDC Transactions Payment APIs and Integration Cross-Border 131

PYMNTS

NOVEMBER 2, 2020

Tech-driven Interoperability and collaboration will finally bring trillions of dollars into the digital age, Kevin Phalen , head of global business solutions at Visa , told Karen Webster in a recent interview. Interoperability will get a boost with messaging standards such as ISO 20022. Improving Cross-Border Flows.

B2B 119

B2B Cross-Border Digital Currency Multi-Currency 119