Debit Card, Junk Fees and Push-to-Card

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Debit Card

Junk Fees

Push-to-Card

There’s a Push to Ban Junk Fees. Does It Affect Credit Card Surcharging?

Stax

DECEMBER 2, 2024

In recent years, market adoption of credit card surcharging—a practice by which merchants pass on the transaction fee for accepting a credit card to the cardholder—has increased dramatically. In 2024 alone, more than a dozen state legislatures introduced bills related to surcharging and consumer fees generally.

Junk Fees

Junk Fees Credit Cards Push-to-Card Laws

The shifting EWA regulatory framework and its impact on bank partnerships and instant payment adoption

Tearsheet

MARCH 27, 2024

Workers have the option to receive EWA funds at no cost within 1-3 days via ACH, or they can opt to have their direct deposit sent to a reloadable Visa debit card, named Friday by DailyPay. Alternatively, DailyPay charges a fee if employees choose to instantly send EWA wages to a card or account.

Instant Payments

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) Junk Fees

Payments Space

There’s a Push to Ban Junk Fees. Does It Affect Credit Card Surcharging?

The shifting EWA regulatory framework and its impact on bank partnerships and instant payment adoption

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