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FinTechs Take The Initiative In Bank Collaboration

PYMNTS

TrueLayer’s application programming interface (API) technology supports payment acceptance with a focus on speed and security of the transaction without requiring payers to provide credit or debit cards. “A significant number of individuals simply don’t have access to credit and debit cards,” he said.

FinTech 68
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Fintech Fundings: 35 Companies Raise $470 Million the Third Week of June

Fintech Labs Insights

Remote deposit capture. Tags: Consumer, prepaid debit card, deposits, underbanked, millendial, mobile, billpay. Source: Crunchbase. PromisePay. Payments for marketplaces. Latest round: $10 million Series A. Total raised: $12.25 HQ: Collingwood, Australia. Source: Crunchbase. Tapp Commerce. Alt-payments.

P2P 13
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Fintech Hall of Fame: The Top Digital Innovations in Financial Services

Fintech Labs Insights

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

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Why Checks Are Still Golden For High-Risk Sellers

PYMNTS

Genie Gateway offers push payment services that enable customers – both businesses and consumers – of these high-risk merchants to make payments via Visa debit card or check. Its Check22 solution sends a digital copy of a check to the seller, which they can print out and deposit into their merchant accounts.

Checks 40