Leveraging Alternative Data to Extend Credit to More Borrowers
FICO
MAY 22, 2019
Indeed, more data can enable credit score providers like FICO to provide a more complete snapshot of consumers’ credit behavior and potential risk. Due to the confusion around this issue, it’s important to be clear about what constitutes alternative data. In the U.S., Another 25 million consumers have no credit bureau file at all.
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