Electronic Fund Transfer Act (EFTA), Non-Bank and Processing Costs

How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

MARCH 27, 2025

TL;DR: Electronic Funds Transfer (EFT) is the umbrella term for all electronic payments made between bank accounts. Automated Clearing House (ACH) is one type of EFT that processes payments in batches through the ACH Network. Thats Electronic Funds Transfer (EFT) in action.

ACH

ACH Electronic Funds Transfer (EFT) Wire Transfer Wire

What is a Cash Discounting Program and How Does It Work?

Stax

SEPTEMBER 24, 2024

It’s meant to incentivize customers to pay using cash and reduce the costs associated with accepting electronic payment methods. On the other hand, surcharging passes the processing cost to the customer. On the other hand, surcharging passes the processing cost to the customer.

Credit Cards

Credit Cards Electronic Fund Transfer Act (EFTA) Push-to-Card Debit Card

Payments Space

How to Choose Between EFT vs ACH: A Comprehensive Guide

What is a Cash Discounting Program and How Does It Work?

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