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Introduction In a recent Payments Labs session hosted by The Payments Association (TPA), senior leaders from TPAs Payments Leaders Group convened for an in-depth discussion on the most pressing developments shaping the payments industry. Where is embeddedfinance delivering strategic valueversus simply adding complexity?
the field is open for the banks to race into, most likely with embeddedfinance. From microloans and digital bookkeeping to supply chain finance and embeddedpayment solutions, there’s a growing ecosystem aiming to modernise how SMEs operate. Embeddedfinance can change this.
Open finance is no longer a compliance exerciseit is redefining the way financial products are built, distributed, and embedded into daily life. Embeddedpayments, dynamic credit offers at the point of sale, and hyper-personalised customer experiences are emerging as critical differentiators. reached $1.1
The collaboration with ConnectPay, a licenced electronic money institution based in Lithuania, marks what InSoil representatives describe as a step toward offering investors a more secure and streamlined way to participate in sustainable agriculture projects.
Whether focused on payments, blockchain, regtech, or embeddedfinance, each event offers a unique view into what the industry values and where it is headed. In 2025, key topics include open finance, embeddedpayments, regtech, AI in underwriting, blockchain use cases, and the rise of sustainable finance.
In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace EmbeddedFinance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of EmbeddedFinance across Europe.
Jack Henry announces collaboration with digital payments processor Moov. Brazilian payment service provider Ume secures $15 million in a round featuring participation from PayPal’s venture arm. Lending Singapore-based SME lending platform Validus raises $50 million in debt financing from HSBC.
This includes capital advances, invoice financing, and merchant working capital products tailored to e-commerce sellers. These offerings are still growing but represent an important step toward embeddedfinance.
In 2023, Fifth Third Bancorp acquired the embeddedpayments platform Rize Money. The banks Head of Wholesale Payments Bridgit Chayt said at the time that the addition would enhance its existing embeddedpayments offering. So far, the embeddedfinance play by the bank has been good for its bottom line.
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