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GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance

Finextra

Stablecoins Meet Embedded Finance: Money That Works Behind the Scenes The term embedded finance is not a new one, it has been circulating the financial services and payments industries for an incredibly long time, but execution has been a little more than just tricky.

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Tokenized Deposits vs. Stablecoins: What’s the Difference and Why It Matters

Finovate

Unlike fiat held at a traditional financial institution, however, they are not FDIC-insured. Speaking of regulation, FDIC insurance is a key differentiator between stablecoins and tokenized deposits. Stablecoins currently operate in a developing regulatory environment and, importantly, they do not offer deposit insurance such as FDIC.

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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

This modularity is what allowed “embedded finance” to take off, non-bank companies embedding financial services into their apps by plugging into open banking rails. One could use Plaid or another aggregator to connect dozens of banks, and build a new financial service that leverages any or all of them.

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Tokenised Stocks: What They Are, What They Aren't, and Why They Matter

Finextra

Member since 24 Oct 2024 Location Joburg Followers 5 Following 1 Opinions 24 Follow Unfollow GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June From Open Banking to Open Finance to DeFi: The Open Evolution of Finance 02 June No FDIC for You: What the GENIUS Act Means for the Future of Crypto Payments 27 May From Fringe to Foundation: (..)

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The (Kinda) Never-Closing Bell: A Re-imagined World

Finextra

Member since 24 Oct 2024 Location Joburg Followers 6 Following 1 Opinions 25 Follow Unfollow Tokenised Stocks: What They Are, What They Aren't, and Why They Matter 07 July GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June From Open Banking to Open Finance to DeFi: The Open Evolution of Finance 02 June No FDIC for You: What (..)

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What ChatGPT Got Wrong about Top 5 Fintech Trends of 2024

Finovate

” Here is how the AI responded: Predicting the exact trends for 2024 is speculative, but here are potential emerging trends in fintech: Embedded Finance : Further integration of financial services into non-financial platforms like e-commerce, SaaS, and marketplaces. Embedded finance ChatGPT was spot on.

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What Regulatory Challenges Should Banks and Fintechs be Aware of When Leveraging BaaS?

The Fintech Times

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. First, we turn our attention to the growth of Banking-as-a-Service (BaaS).