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Tokenisation 2.0: Are we ready for the next generation of payment security?

The Payments Association

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. The growing prevalence of digital wallets, embedded finance, and increasingly complex payment ecosystems means tokenisation is no longer a tactical upgrade but a strategic imperative.

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Why the U.S. has reached a real-time tipping point

Finextra

While this is creating opportunities for banks – such as improving liquidity management, meeting demand for embedded finance, and expanding into new sectors – it is also a major operational shift. Successfully monetizing payments data, however, demands the ability to natively process new ISO 20022 format messages.

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Why staying put is no longer the safe option for payments innovation

The Payments Association

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

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How Will the Cross-Border Payments Space Evolve in 2024? With Swift, OpenPayd, Chargebee and More

The Fintech Times

In an increasingly fragmented world, ISO 20022 empowers businesses to leverage improved datasets to not only improve operational resilience and efficiency, but to enhance their customers’ experience and complement new innovations. “Supporting this effort requires rich, structured data that is channelled through a common standard.

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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

ISO 20022 for cross-border payments (Mandatory by 22 November 2025) The global migration to ISO 20022 as the standard for cross-border payments messaging becomes mandatory on 22 November 2025. Next steps/action required: Consult with finance, IT, and ERP teams to confirm readiness for structured ISO 20022 fields.

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Top 10 Fintech Events to Attend in APAC in H2 2024

Fintech News

Over the four-day event, more than 750 expert speakers will participate in 300+ sessions covering a wide range of topics, including AI, digital currencies, tokenization, ISO 20022, environmental, social and governance (ESG) standards, embedded finance, interoperability, and compliance.

APACS 130
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Finovate Global Malaysia: Payments Partnerships, Funding Sustainable Energy, and More

Finovate

The technology will enable Affin Bank to process 20%+ more transactions, and enable interoperability among PayNet, RENTAS, and SWIFT using ISO 20022 standards. Okapi’s goal is to make residential solar energy affordable to homeowners in Malaysia and throughout Southeast Asia.