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Top 100 Fintech Tools and Platforms for Businesses

Fintech Review

Modern finance teams rely heavily on embedded finance, SaaS fintech software, finance APIs, and cloud-based platforms to run everything from payments to compliance to cash management. Banking-as-a-Service & Embedded Banking APIs Let’s start the top 100 fintech tools and platforms with embedded finance.

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The Modernization Imperative: Why Financial Services Cannot Afford Legacy System Inertia

Finextra

Modern regulations require granular transaction tracking, real-time risk monitoring, and comprehensive audit trails—capabilities that legacy architectures often lack without significant workarounds. This requires careful planning around data residency, audit logging, access controls, and disaster recovery capabilities.

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As AI Grows, So Do Its Challenges: Industry Reveals Technology’s Biggest Hurdles

The Fintech Times

Exploring what firms must do, Nick Campbell , chief product officer of payments at Clearent by Xplor Technologies , the SaaS and embedded finance platform, said: “While AI is an incredibly helpful tool for combating fraud, it is also an immensely powerful tool for committing fraud too.

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Beyond Onboarding: Maximising Customer Value through Risk Decisioning in APAC

Fintech News

The risk decisioning platform should extend beyond onboarding to include: Upsell/Cross-sell Opportunities: Effectively target customers with AI-powered intelligence for timely and personalised product offerings, enhancing acceptance rates.

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€35bn of customer deposits across Europe now held by Electronic Money Institutions

Fintech Finance

By considering EMIs as key clients and partners in offering embedded finance, there is an opportunity for partner banks to capture a greater share of the €35bn in deposits across the UK and EU. Many EMIs are looking to add new banking partners to provide additional risk mitigation and resilience.

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Consumer Duty Predictions With Quadient, Fujitsu, Weavr, Provenir, Eligible, Currensea, Zuto, Cardlytics, Fuse

The Fintech Times

The integration of data, AI, and scalable technologies will be explored to optimise risk and opportunity, challenging the traditional paradigm where risk mitigation often takes precedence. “In 2024, the financial industry will focus on improving customer management strategies, likely from the adoption of AI.

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What is Payment Facilitation as a Service or PayFac-as-a-Service?

Ikajo

Risk mitigation Given that PayFacs handle the most sensitive information of customers – their payment data – they must keep it secure and detect unauthorized transactions. For instance, ISOs, MSPs, embedded finance providers, cryptocurrency payment platforms, and others.