Finextra

JUNE 11, 2025

Tokenization & Biometrics: One-time-use tokens, facial recognition, and hardware-level encryption now set the standard. From enabling microtransactions in emerging markets to transforming how Gen Z manages money, the digital wallet is at the centre of the fintech revolution.

Consumer

Fintech Review

NOVEMBER 19, 2023

Due to the decentralized and encrypted structure of a blockchain, data saved on it is extremely secure. Small-scale transactions and payments Blockchain technology enables low transaction costs for microtransactions and micropayments.

Blockchain

PYMNTS

MARCH 13, 2019

Gaming is a $140 billion global industry driven predominantly by digital microtransaction economies, which we believe will benefit immensely from the integrity and resilience of blockchain technology,” said Brett Seyler, the chief platform officer of Forte, according to VentureBeat.

Blockchain

PayHawk

APRIL 18, 2023

Encryption The process of encoding sensitive data to prevent unauthorized access. Microtransaction A very small transaction, typically less than $1, that is processed electronically. E E-commerce The buying and selling of goods and services over the internet. Echeck An electronic version of a paper check, used for online payments.

Process

The Payments Association

FEBRUARY 13, 2025

The emphasis on convenience, personalisation, and security influences consumer behaviour in the following ways: Spending habits : Mobile payments make microtransactions effortless, encouraging consumers to spend more frequently, especially everyday items. Transparent security measures further enhance reliability and confidence.

Consumer