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How to Address Overpayment for Mobile Phones

FICO

The frequency of operating system (iOS / Android) updates, bringing welcome end-user benefits at no cost, can be a reason not to upgrade. The ever-increasing price of smartphone devices has also seen consumers holding on to their devices for longer than 24 months, even though device manufacturers typically refresh their range annually.

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ACH Fraud Is Rising - And New NACHA Measure Leaves Gaps

FICO

The short descriptions are: Manual validation with a voided check. An ACH prenote — a $0 transaction sent to the FI specified by the end user, to verify that the routing and account numbers work. There are five ways that banks can comply with the account validation rule, which are detailed here.

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From Stablecoins to Consumer Protection – Industry Identifies Next Big Payments Trend for 2024

The Fintech Times

Modular technology Traditional banks have been held back by legacy infrastructure that can’t easily integrate new digital services and UX desired by their digitally native end users. This is where modular technology enables fast integration and distribution of new services.