PYMNTS

MAY 22, 2020

real-time payments void has hurt commerce, too, as PYMNTS research finds that close to 39 percent of small to mid-sized businesses (SMBs) have reduced payrolls to help relieve cash flow stress, and nearly 30 percent simply went under. The Paycheck Protection Program (PPP) disbursement fiasco, coupled with the U.S.

Faster Payments 137

Faster Payments Real Time Payments Cross-Border Payments 137

Clearly Payments

MAY 22, 2025

Void Cancelling a transaction before it settles. FedNow A new U.S. NACHA The organization that governs the ACH network in the U.S. Reserve Account A fund held to cover future chargebacks or fraud. Refunds & Adjustments Refund Returning money to a customer. Partial Refund Returning part of the total payment.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

PYMNTS

JANUARY 23, 2020

The entertainment, insurance, music, restaurant and retail industries are all experimenting with real-time disbursements, as are healthcare providers and government agencies responsible for taxes and other refunds. Faster payments may not be the most popular disbursement method, but markets are regularly adopting them for consumer payouts.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56