The Payments Association

JUNE 3, 2025

Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments. However, with its growing role comes increasing complexity, particularly in terms of integration, regulation, and the architecture of future payment flows.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. Citi Drives ISO 20022 Adoption With Volante. Last week, the U.K. where there is no open banking regulatory mandate.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

Finextra

JULY 2, 2025

Companies published sustainability reports to satisfy investors and regulators, but these reports stayed in annual documents and never touched daily payment systems. Banks and Fintechs now add sustainability scores to every payment. ESG reporting started as a voluntary effort. Anticipated Future of ESG-linked Instruments 1.

Transactions 59

Transactions ISO 20022 Payment APIs and Integration Payments 59

Fintech Finance

MAY 27, 2025

Today, global cloud banking leader Mambu unveils Mambu Payments , expanding its composable banking platform to include modern, end-to-end payment capabilities. Following its acquisition of payments technology provider Numeral in December 2024, this marks a significant step forward in Mambu’s mission.

ISO 20022 69

ISO 20022 Payment APIs and Integration Product Payments 69

Fintech News

AUGUST 8, 2024

As the industry evolves, adopting robust standards like ISO 20022 becomes crucial for driving these benefits. B2B payments service provider Bottomline ‘s on-demand webinar, “Championing Swift Connectivity for Private Banks and Asset Managers in APAC,” explores these critical developments in depth.

ISO 20022 124

ISO 20022 APACS SWIFT ISOs 124

Fintech Finance

FEBRUARY 20, 2025

Finzly , a leader in innovative payment and financial solutions, announced that Live Oak Bank has successfully enhanced its commercial and small business banking services by implementing Finzly’s Fedwire solution , achieving 100% straight-through processing (STP).

FedWire 59

FedWire ISO 20022 Wire Wires 59

Finextra

JUNE 18, 2025

Our goal was clear: overcome the fragmentation that plagued international merchants, who had to maintain different payment solutions for each country, leading to operational complexity and significant costs.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

The Fintech Times

JUNE 16, 2025

Mastercard Cloud Edge, a cloud-based connectivity solution, created by payments giant Mastercard and cloud providers, including Amazon Web Services (AWS), will now enable Asia Pacific banks and fintechs to streamline the launch of payments tools as said financial institutions can now onboard onto Mastercard’s network up to four times faster.

APACS 45

APACS Visa ISO 20022 Payment APIs and Integration 45

Fintech Finance

JUNE 16, 2025

Mastercard today announced that Asia Pacific banks and fintechs can onboard to its network up to four times faster and streamline the launch of payment tools via Mastercard Cloud Edge, its cloud-based connectivity solution, offered in collaboration with cloud providers, including Amazon Web Services (AWS), an Amazon.com, Inc.

Visa 52

Visa ISO 20022 Payment APIs and Integration SARS 52

Fintech Finance

NOVEMBER 8, 2024

Nium , the leading global infrastructure for real-time cross-border payments, today announced a partnership with Ecobank Transnational Incorporated., the leading independent pan-African financial services group, to enable seamless cross-border payments across 35 African markets for more than 32 million customers.

Cross-Border Payments 98

Cross-Border Payments Cross-Border ISO 20022 Payment APIs and Integration 98

The Payments Association

FEBRUARY 14, 2025

European banks must modernise fastembracing digital transformation, regulatory shifts, and fintech partnerships to stay competitive and resilient. Based on the European Central Bank’s revealed statistics for 2024, the total number of digital payments in the euro area in the first half of 2024 increased by 7.4%

ISO 20022 100

ISO 20022 Payment APIs and Integration ISOs Central Bank 100

Fintech Finance

OCTOBER 21, 2024

Nium , the leading global infrastructure for real-time cross-border payments, today announced that financial institutions can now leverage Swift capabilities and their existing Swift infrastructure to connect to Nium’s global real-time payments network.

Real Time Payments 95

Real Time Payments SWIFT Payment Networks Cross-Border Payments 95

PYMNTS

JANUARY 7, 2021

There are a lot of moving parts in B2B payments that are keeping corporate finance executives busy as they work to modernize and optimize their operations. In 2020, many of the biggest pain points in B2B payments were revealed, particularly when transactions move across border. Marrying Payments With Data. Emerging Ecosystems.

Cross-Border 97

Cross-Border B2B Payment APIs and Integration ISO 20022 97

Fintech News

FEBRUARY 28, 2025

The significance of cross-border payments has never been greater. Yet, despite the rise of instant domestic payments, cross-border transactions remain slow, costly, and inefficient. Domestic instant payment systems (IPS), such as Malaysias DuitNow and Singapores PayNow, have revolutionised payments within their respective countries.

Cross-Border Payments 67

Cross-Border Payments Cross-Border ISO 20022 Payment APIs and Integration 67

Fintech Finance

OCTOBER 29, 2024

Volante Technologies , the global leader in Payments as a Service (PaaS) , is proud to announce a strategic partnership with Standard Bank , Africa’s biggest bank by assets, to modernise payment infrastructure across the African continent.

ISO 20022 92

ISO 20022 Technology Payment APIs and Integration Cross-Border 92

Fintech News

MAY 27, 2025

Mambu has introduced Mambu Payments , extending its cloud banking platform to cover end-to-end payment services. The launch follows the companys acquisition of payments technology provider Numeral in December 2024. Mambu Payments brings composable capabilities that integrate into various core banking environments.

ISO 20022 66

ISO 20022 Payment APIs and Integration Message Standards Regulatory Compliance 66

PYMNTS

FEBRUARY 6, 2020

Meanwhile, the Monetary Authority of Singapore (MAS) continues to drive financial services innovation through the availability of banking licenses for FinTech firms, with a focus on exploring the opportunities for application programming interfaces (APIs) to expand the market’s Open Banking capabilities.

Payments Data 73

Payments Data Payment APIs and Integration Credit Union NACHA 73

Fintech Finance

MAY 21, 2024

Swift has today set out plans to help financial institutions streamline the cross-border payments experience for their corporate customers, by extending ISO 20022 across the entire payment chain and giving banks ready-to-use, white-labelled tracking services that can be activated for customers at the click of a button.

ISO 20022 59

ISO 20022 SWIFT Cross-Border Payments Cross-Border 59

PYMNTS

NOVEMBER 13, 2020

As real-time payments make their way to ubiquity in markets around the globe, more small- to medium-sized businesses ( SMBs ) are exploring how instant transactions may be able to add value to their own operations. API integrations can make it easier than ever for third-party FinTech solutions to enhance their own payment capabilities.

Real Time Payments 75

Real Time Payments Electronic Funds Transfer (EFT) ISO 20022 Payment APIs and Integration 75

Fintech News

JULY 3, 2024

The Bank for International Settlements (BIS) and its partners have revealed the comprehensive blueprint for phase three of Project Nexus, which seeks to address longstanding challenges in international money transfers by leveraging the power of domestic instant payment systems (IPS). How Does Project Nexus Work? trillion by 2025.

Cross-Border Payments 114

Cross-Border Payments Cross-Border Instant Payments Central Bank 114

Fintech Review

APRIL 9, 2025

Dubai, UAE, April 10th, 2025, FinanceWire XDC Network continues to strengthen its ecosystem with the launch of XDC.Cash, a Next-Generation Crypto Payment Solution powered by Encryptus. This integration ensures competitive, near-interbank ratesespecially in frontier markets where traditional financial services often fall short.

ISO 20022 52

ISO 20022 ISOs Payment APIs and Integration TPS 52

PYMNTS

OCTOBER 9, 2019

In one example, this past week, a FinTech focused on open banking, ndgit, said in a press release it is debuting PSD2 compliance APIs in Switzerland. The firm is working with F10, a Swiss FinTech incubator and accelerator. B2B , which is a new addition to the company’s B2B integration portfolio. The webMethods.io

Payment APIs and Integration 51

Payment APIs and Integration FinTech ISO 20022 B2B 51

PYMNTS

SEPTEMBER 23, 2019

Corporates have growing expectations for faster, more efficient and more secure B2B payments — whether their money is moving from one business unit to another or one country to another. Payments Speed and Security. As businesses continue this shift, it is no longer safe to assume that corporates are not interested in faster payments.

B2B 49

B2B ISO 20022 Payment APIs and Integration ISOs 49

PYMNTS

MAY 30, 2018

New technology and innovations are pushing the payments industry forward, making transactions speedier and safer than they were before. Inside the new Smarter Payments Tracker , PYMNTS explores the latest interoperability developments that are helping banks and FinTechs open up new lines of communication and speak a common language.

Payment APIs and Integration 52

Payment APIs and Integration ISO 20022 Interoperability NACHA 52

The Payments Association

MAY 16, 2025

Merchant-facing regulation: What merchants need to know in 2025 15 May 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The regulatory framework governing payments continues to expand in scope, with increasing implications for merchants operating in the UK and EU. Why is it important? for credit.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

PYMNTS

DECEMBER 4, 2018

The payment messaging entity SWIFT this past week began implementing its SWIFTNet Instant service that is tied to the Eurosystem’s TARGET Instant Payment Settlement service. The service, as has been reported, lets customers make instant payments from inside the Single Euro Payments Area (also known as SEPA ).

Instant Payments 50

Instant Payments ISO 20022 SWIFT ISOs 50

PYMNTS

AUGUST 21, 2020

Yet as cross border trade picks back up, the foreign exchange and global payments needs of businesses will intensify. For the financial services world to address businesses’ global payments needs, Conibear said they must take a holistic approach that goes beyond facilitating cross-border payments or improving upon legacy payment rails.

Multi-Currency 69

Multi-Currency Cross-Border Payments Cross-Border Finance 69

The Fintech Times

MAY 27, 2025

Launching Mambu Payments, Mambu , the global cloud banking firm, has expanded its composable banking platform and is looking to help financial institutions modernise core infrastructure and accelerate innovation across the entire banking stack. We wanted our customers to get the best of both worlds, said douard Mandon , VP payments at Mambu.

ISO 20022 45

ISO 20022 Payment APIs and Integration Payments ISOs 45

PYMNTS

OCTOBER 22, 2020

Alacriti is rolling out a new solution that will link banks and credit unions (CUs) with the burgeoning work of real-time payments, or RTP. The New Jersey-based FinTech on Thursday (Oct. Consumer and business demand for instant, 24x7, any-to-any payment experiences is here. 22) unveiled its Cosmos for RTP solution.

RTP 58

RTP ISO 20022 Real Time Payments Credit Union 58

The Fintech Times

JUNE 13, 2024

The transaction volume of payments in the Middle-East and Africa region is set to almost quadruple by 2027 ($2.6billion) from its value in 2022 ($675million). Government initiatives and strategic adoption Governmental strategies and regulatory frameworks in MENA countries are crucial in promoting the adoption of instant payments.

Instant Payments 59

Instant Payments Payment APIs and Integration ISO 20022 Payment Gateways 59

The Fintech Times

JUNE 5, 2025

Deutsche Bank and Mastercard expand open banking payments Deutsche Bank and Mastercard unveiled a strategic partnership to expand open banking and transform payment experiences across Europe. The collaboration will enhance Deutsche Banks Merchant Solutions by integrating Mastercards open banking technology.

ISO 20022 59

ISO 20022 Cross-Border Cross-Border Payments Online and Mobile Banking 59

PYMNTS

NOVEMBER 4, 2019

Competitive forces in the payments and financial services sector have driven two key trends in the U.S.: the acceleration of payments, and the adoption of open banking frameworks. Looping Into Faster Payments. Kovacs pointed to The Clearing House ’s real-time payments service, RTP, as an example of this.

Real Time Payments 44

Real Time Payments RTP Payment APIs and Integration Faster Payments 44

The Fintech Times

MAY 28, 2024

Earlier this year, AccessPay , the bank integration provider, closed a strategic funding round at $24million to boost its expansion plans across the US and supercharge its R&D efforts in fraud and error prevention. Our bank integration solution connects back-office systems directly to banks. By accident, if I’m being honest.

ISO 20022 59

ISO 20022 Payment APIs and Integration ISOs Finance 59

PYMNTS

FEBRUARY 7, 2017

You can test all you want, but for payments innovators, the true test only comes when a solution is released out into the real world. s Faster Payments initiative, there have already been some changes made to the service that looks to support real-time transacting. For the U.K.’s But last June, the U.K. is all about flexibility.

Faster Payments 46

Faster Payments Technology Real Time Payments ISO 20022 46

PYMNTS

AUGUST 5, 2019

Expanding operations to reach customers like these requires that businesses not only offer appealing products and services, but also provide payment experiences that are both convenient for consumers and easy for the companies to manage. Selling to overseas subscribers means businesses must handle payments in multiple currencies.

Cross-Border 46

Cross-Border ISO 20022 Cross-Border Payments Payment APIs and Integration 46

PYMNTS

AUGUST 2, 2018

Corporate treasurer gets an alert via smartwatch that a payment is due to a supplier. Payment is due at 5:00 p.m. – Payment is done, B2B, with literally a flick of the wrist. The most important attribute of payments may be, via conventional wisdom, perceived to be speed. But to the swiftest goes the payments race?

B2B 40

B2B Payment APIs and Integration Payments ISO 20022 40

PYMNTS

NOVEMBER 3, 2020

And B2B payments , too. In a months-long series of interviews and fireside chats conducted and hosted by PYMNTS, payments executives, investors, bankers and economists weighed in on where we’ve been — and where we must go. Buyers and suppliers don’t really care about the network, but they want to have the payment.

Checks 82

Checks B2B Payments Payment APIs and Integration 82