Fintech News

JULY 23, 2025

“Banks don’t have five years to build fraud solutions from scratch,” Dugauquier stressed. The Role of Standards: ISO 20022 and the Power of Interoperability Javeri described ISO 20022 as “not new, but the foundation” for future-ready payments. Regulation gave banks the budget and the urgency,” he said.

APACS

The Paypers

JUNE 25, 2025

The sandbox will conform to ISO 20022 standards, introducing various new features enabled by enriched data, such as optimised data flow alongside transactions. This rich data facilitates the development of augmented methods for improving fraud detection and reduction and supports future enhancements.

Visa

Trade Credit & Liquidity Management

MAY 29, 2025

However, the industry is moving toward best practices and standardized data formats such as ISO-20022 to ease cross-border invoicing. The Importance and Impact of ISO-20022 ISO 20022 is an international standard for financial messaging developed by the International Organization for Standardization (ISO).

ISO 20022

Finextra

JULY 31, 2025

By using a platform that supports ISO 20022 and national standards, you ensure smoother, faster, and wider coverage. This reduces fraud risks and reassures users. Real-time fraud detection and risk scoring You must be able to catch suspicious activity before it becomes a problem. That gives your customers freedom.

Payment APIs and Integration

Fintech Finance

OCTOBER 23, 2024

Compliance with sanction screening, anti-money laundering (AML) and fraud detection requirements, including Verification of Payee check, was identified as the top concern. Banks show similar alignment in their approach to sanction screening and fraud detection.

Instant Payments

Faster Payments Council

AUGUST 23, 2024

2:20pm-3:00pmMT: Concurrent Breakout Session – The Power of ISO 20022: Unlocking Efficiency and Global Reach in Payments (Capitol Ballroom 7) The world of payments is undergoing a major transformation with the adoption of ISO 20022. Speakers: Laura Sullivan, Form3; Kenneth T.P.

FPC

The Fintech Times

OCTOBER 24, 2024

Compliance with sanction screening, anti-money laundering ( AML ) and fraud detection requirements, including Verification of Payee checks, was identified as the top concern. Tackling growing levels of fraud Banks show similar alignment in their approach to sanction screening and fraud detection.

Instant Payments

Fintech News

DECEMBER 12, 2023

The adoption of the ISO 20022 standard is crucial in this transition, providing banks with structured, rich data sets that enhance automation and customer service personalisation. Banks are also looking into generative AI for creating more robust fraud detection models.

FinTech

Fintech News

DECEMBER 12, 2023

The adoption of the ISO 20022 standard is crucial in this transition, providing banks with structured, rich data sets that enhance automation and customer service personalisation. Banks are also looking into generative AI for creating more robust fraud detection models.

FinTech

Neopay

NOVEMBER 26, 2024

Key concerns include sanction screening, anti-money laundering (AML) requirements, fraud detection, and the Verification of Payee protocols. The ISO 20022 Transition A significant aspect of compliance is the adoption of the ISO 20022 standard, which enhances data richness and interoperability in financial messaging.

Instant Payments

The Fintech Times

FEBRUARY 21, 2024

In an increasingly fragmented world, ISO 20022 empowers businesses to leverage improved datasets to not only improve operational resilience and efficiency, but to enhance their customers’ experience and complement new innovations. “Supporting this effort requires rich, structured data that is channelled through a common standard.

Cross-Border Payments

PYMNTS

OCTOBER 22, 2020

In particular, Alacriti said its new Cosmos for RTP “end-to-end solution features ISO 20022 native services, open APIs, integrated fraud detection and monitoring, and connectivity to The Clearing House’s RTP network.”

RTP

The Payments Association

MAY 16, 2025

ISO 20022 for cross-border payments (Mandatory by 22 November 2025) The global migration to ISO 20022 as the standard for cross-border payments messaging becomes mandatory on 22 November 2025. Next steps/action required: Consult with finance, IT, and ERP teams to confirm readiness for structured ISO 20022 fields.

Regulations

PYMNTS

SEPTEMBER 23, 2019

“A firm attempting to make purchases from a new overseas supplier can trigger a fraud warning, for example, but AI solutions might compare it to a cluster of similar SMB accounts and further examine it before raising a flag,” the report noted.

B2B

Seon

JULY 27, 2023

In any event, the message follows the ISO 20022 standard, which according to the Federal Reserve will bring “interoperability, end-to-end efficiency of payments, and future innovation” to the FedNow Service. How Will FedNow’s Instant Payments Impact Fraud Detection?

FedNow

The Fintech Times

JUNE 13, 2024

Artificial intelligence (AI) and machine learning (ML) AI and ML make instant payment possible by improving fraud detection through pattern recognition and anomaly detection, optimising risk management, and personalising customer experiences based on behavioral predictions.

Instant Payments

Evolve Payment

SEPTEMBER 29, 2023

Expect to see more robust encryption protocols, tokenization, and machine learning-based fraud detection systems to keep transactions safe from evolving threats. This is reinforced by the adoption of ISO 20022, a globally developed methodology for transmitting data that provides a consistent messaging standard for payments.

Industry Trends

The Fintech Times

JANUARY 12, 2024

The finance sector is full of unstructured communications, and while there have been efforts to improve and standardise this, such as ISO 20022 , there is still work to be done. AI and machine learning have long supported financial services and payment systems, especially in fraud detection and Know Your Customer (KYC) checks.

AI

The Payments Association

FEBRUARY 18, 2025

Enhanced fraud detection, allowing AI to identify suspicious transactions before becoming threats. Consider the impact of AI-powered fraud detection in payments. Deeper customer insights, enabling personalised offerings based on real-time behaviour and trends.

Payment APIs and Integration

The Payments Association

APRIL 14, 2025

Immediate focus areas include fraud prevention, ISO 20022 readiness, and stablecoin regulationbut longer-term success depends on active engagement with consultations, operational resilience, and global alignment. ISO 20022 also unlocks improvements in fraud detection, regulatory reporting, and data analytics.

Regulations

Fintech News

JANUARY 22, 2025

With AI being widely adopted for fraud detection, compliance, and customer engagement, banks are focusing on ensuring transparency and accountability. Frankie also highlighted Asias adoption of global payment standards like ISO 20022. These efforts aim to build and maintain consumer confidence.

Cross-Border

The Fintech Times

APRIL 3, 2025

It also strengthens fraud detection and risk management through AI-powered scoring and real-time monitoring, minimising chargebacks while ensuring compliance with evolving regulations. With the November 2025 ISO 20022 deadline approaching, RS2 says banks must act quickly to modernise their infrastructure.

ISO 20022