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Offline settlements with a digital pound: Lessons from the BoE’s report

The Payments Association

Industry Voices “This research set out to understand what it would take to make peer-to-peer offline payments work – securely, privately and at scale. The findings show that it’s technically possible, but with significant challenges surrounding fraud detection, data sharing, and usability.

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Wallet Wars 2025: Super Apps vs. Specialized Fintechs

Finextra

In 2025, they offer: Payments, messaging, rides, food delivery, and investments in one ecosystem Unified identity and loyalty layers Embedded financial products, from micro-loans to insurance Cross-platform data for personalized engagement Their pitch?

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From Paper to Digital: The Evolving E-Invoicing Mandate

Trade Credit & Liquidity Management

It provides a flexible, common platform and methodology for creating standardized, rich, and structured financial messages that enable interoperability among financial institutions, market infrastructures, and their customers worldwide.

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What Is FedNow & How Can Businesses Prepare for It?

Seon

The bank of the soon-to-be-paid employee sends back a request for payment (RFP) via the FedNow Service for the payer to confirm the transaction on their app. The payer approves, then their credit union screens the payment and sends a payment message through the FedLine network.

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How Will the Cross-Border Payments Space Evolve in 2024? With Swift, OpenPayd, Chargebee and More

The Fintech Times

. “Both the Bank for International Settlements’ Committee on Payments and Market Infrastructures’ (CPMI) and the Wolfsberg Group have published reports supporting the inclusion of the LEI within ISO 20022 payment messages.

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Banks’ Definitive B2B Payments Guide To Sibos

PYMNTS

“A firm attempting to make purchases from a new overseas supplier can trigger a fraud warning, for example, but AI solutions might compare it to a cluster of similar SMB accounts and further examine it before raising a flag,” the report noted.

B2B
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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

ISO 20022 for cross-border payments (Mandatory by 22 November 2025) The global migration to ISO 20022 as the standard for cross-border payments messaging becomes mandatory on 22 November 2025. While merchants are not directly regulated, their back-office systems and payment operations will be affected.