Funds Availability RFP Wire 
Payment Savvy
MAY 16, 2023
Instant ACH transfers are a modern innovation in digital payments, allowing for near-real-time movement of funds between bank accounts. Unlike traditional ACH transfers, which can take several days to process, instant ACH transfers significantly reduce the waiting time, making funds available to recipients within minutes.
Seon
JULY 27, 2023
The Federal Reserve has always allowed financial institutions to send and receive funds – including bill and vendor payments, deposits, and wire transfers – to one another on behalf of their customers. The payer’s bank credits the payee’s account, which then makes the funds available to the latter.
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