Fintech Finance

JULY 9, 2024

“Companies like Banking Circle are powering banks and fintechs with seamless, interoperable solutions to transact across borders.” “We We are excited to join FTA’s ecosystem of fintech innovators shaping the future of finance,” said Livia Benisty, Chief External Affairs Officer at Banking Circle Group. “We

Technology 109

Technology Cross-Border Cross-Border Payments Federal Reserve 109

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech News

AUGUST 7, 2024

Partior plans to integrate more currencies and add new capabilities such as intraday FX swaps and programmable enterprise liquidity management. ” As Partior continues to innovate and expand its offerings, the fintech firm’s journey towards profitability remains a key focus for investors and industry observers alike.

Liquidity Management 109

Liquidity Management Interoperability Blockchain FinTech 109

Fintech News

DECEMBER 11, 2023

SC Ventures, the innovation, fintech investment, and ventures arm of Standard Chartered, and Giesecke+Devrient (G+D) successfully completed a proof-of-concept (PoC) on the Universal Digital Payments Network (UDPN). The participants noted significant improvements in the efficiency, cost, speed, and transparency of cross-border transactions.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

Fintech Finance

JANUARY 11, 2024

The Practicalities of Cross-Border Payments in a Faster Payments World also highlights the challenges faced by fintech companies, providing insights into regulatory compliance, security, foreign exchange rate risks, lack of transparency, high costs, interoperability, data privacy, competition with financial institutions, and liquidity management.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

Finextra

JULY 8, 2025

However, these institutions must partner with domestic custodian banks to maintain settlement accounts, ensuring regulatory oversight and liquidity management. Technology and Interoperability CIPS adopts the ISO20022 standard and provides a standard message interface, supporting both API and GUI operations.

Global Payments 52

Global Payments Cross-Border Real Time Gross Settlement (RTGS) Cross-Border Settlement 52

PYMNTS

DECEMBER 30, 2020

Corporate Spending Innovations (CSI) President David Disque , for instance, spoke with PYMNTS about the challenges organizations face regarding interconnectivity with their business partners, as well as the friction that exists in moving not only electronic money, but electronic data from one corporate to another. It's All About Timing.

B2B 119

B2B Payer Payments BNPL 119

Fintech Finance

OCTOBER 30, 2024

John Whelan, Managing Director of Digital Assets at Banco Santander, said: “Another first for Fnality – this time in establishing the key proof point that the system can be used functionally for margin payments, a key component of the future of automation of a bank’s balance sheet.”

Distributed Ledger Technology (DLT) 96

Distributed Ledger Technology (DLT) Liquidity Management Central Bank Payments 96

PYMNTS

OCTOBER 12, 2020

These comment letters highlighted the need for features to address accessibility, interoperability, security, liquidity, and fraud prevention,” Montgomery said. Looking Toward Interoperability And Scale . Interoperability is a core component” of FedNow, said Montgomery. Digital Dollars, Too? .

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

PYMNTS

JULY 26, 2019

Regardless of how, these technologies and their innovators share common goals: to accelerate and streamline cross border payments. Sooner or later, these systems will need to interoperate to better fulfill the needs that our customers will demand from us.”. Others, like Visa B2B Connect and SWIFT gpi , aim to transform it.

Cross-Border Payments 64

Cross-Border Payments Cross-Border Innovation Correspondent Bank 64

The Payments Association

MAY 7, 2025

Benefits of tokenisation in financial services Despite incremental innovation, the global financial system still runs on decades-old infrastructure that is slow, fragmented and increasingly at odds with the needs of modern markets, clients and capital flows. Defined by profitability, this final phase marks the next generation of finance.

Settlement 88

Settlement Liquidity Management Treasury Blockchain 88

The Fintech Times

DECEMBER 15, 2023

Today our selection of leaders discuss the evolving payment landscape in 2024, touching on trends like convergence of personal and corporate payments, real-time cross-border payments, interoperability’s influence, and the significance of orchestration in streamlining payments in the travel sector.

Cross-Border 59

Cross-Border Cross-Border Payments Interoperability Payments 59

Fintech Review

MAY 4, 2025

Here are the top platforms driving innovation in this critical space: 27. Kyriba A global cloud-based treasury management system offering cash and liquidity management, payments automation, and risk mitigation solutions. Best for : Enterprises seeking full treasury and risk management integration.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

PYMNTS

FEBRUARY 4, 2019

The system would facilitate 24/7 year-round interbank settlements of faster payments and also provide a liquidity management tool to support transfers between Federal Reserve accounts. In a comment letter, TCH also claimed the Fed’s system would likely not be interoperable with RTP nor be implementable by 2020.

Faster Payments 73

Faster Payments Federal Reserve Real Time Payments TCH 73

Payment Savvy

MAY 15, 2023

Liquidity Management Tool To manage liquidity in this system, the FedNow service will offer a liquidity management tool. Cost efficiency: A well-managed liquidity position means banks can use their funds more effectively, maximizing returns on investments and reducing borrowing costs.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

PYMNTS

DECEMBER 12, 2019

As more use cases for real-time payments emerge around applications like business-to-business (B2B) supplier payments, real-time liquidity management and “invisible payments,” Killam also noted that more challenges would arise, too, around areas like fraud and integration. In the U.S.

RTP 72

RTP Real Time Payments Faster Payments Cross-Border 72

Trade Credit & Liquidity Management

APRIL 10, 2025

The era of waiting days for settlements is ending, and the companies embracing this shift will lead the next wave of financial innovation. Fintech-Enabled Solutions: Platforms like Routable specialize in scaling RTP for vendor/contractor payments, including seamless integration with accounting systems (e.g.,

Real Time Payments 52

Real Time Payments RTP FedNow Payment APIs and Integration 52

Faster Payments Council

SEPTEMBER 23, 2023

Leaders will need to make decisions more quickly; organizations will need to be more agile to opportunities for innovation. Here our experts discuss the challenges and opportunities for establishing interoperable directory capabilities in the United States. Mastering the art of change quickly will be a critical business differentiator.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

The Fintech Times

JULY 24, 2024

Both offer similar services, but FedNow participants can transfer funds from their Federal Reserve master account, which means they have an extra pool of resources for liquidity management. RTP, on the other hand, is interoperable which allows third-party apps like Zelle to access and build products on.

FedNow 59

FedNow Instant Payments RTP Federal Reserve 59

Fintech News

DECEMBER 15, 2024

These tests explored questions on the applicability of DLT for the Rupiah Digital, the integration of smart contracts for transaction efficiency, and the system’s interoperability with Bank Indonesias Real-Time Gross Settlement (BI-RTGS) system and other financial market infrastructures.

CBDC 113

CBDC Distributed Ledger Technology (DLT) ISO 20022 Cross-Border 113

The Payments Association

APRIL 14, 2025

It introduces a richer, more structured data format for payment messages, designed to enhance interoperability, increase efficiency, and reduce ambiguity in financial communications. T+1 also raises challenges around funding and liquidity management, especially for cross-border trades involving time zone differences or currency conversions.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88