The Payments Association

JUNE 3, 2025

In doing so, they risk missing the core innovation that digital money promises: the ability to transfer value directly, securely, and potentially without the need for intermediaries. Hugo Remi, CEO at Cardaq , emphasises that allowing users to hold CBDCs outside a custodial account is vital for innovation and infrastructure development.

CBDC

Finextra

JULY 9, 2025

With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across borders. With near-instant transfers, standardized messaging protocols like ISO 20022, and fintech-led innovations, businesses now operate in a faster, more transparent financial environment.

Real Time Payments

Fintech Finance

APRIL 24, 2025

As part of the ongoing modernisation, it will migrate SEPA Credit Transfers, SEPA Direct Debits, TARGET2 and SWIFT from its legacy systems. Designed for flexibility and control, it enables Bpifrance to configure custom payment journeys, introduce new features independently, and innovate beyond traditional banking services.

Instant Payments

Fintech News

JULY 23, 2025

Why SaaS Matters Now: The Pressure to Modernise The adoption gap is especially significant given APAC’s leadership in payment innovation. The Role of Standards: ISO 20022 and the Power of Interoperability Javeri described ISO 20022 as “not new, but the foundation” for future-ready payments.

APACS

Finextra

JUNE 29, 2025

Senate passed the “Guiding and Establishing National Innovation for U.S. Up to now US stablecoins are regulated by individual states, for example New York applies its existing virtual currency regulations to stablecoins rather than treating them as a separate asset class. On June 17, 2025, the U.S. Stablecoins Act” or “GENIUS Act.”

Cross-Border Payments

Payments Dive

JULY 11, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Fed’s ISO ‘big bang’ hits next week The Federal Reserve’s shift of trillions of dollars in payments to the new ISO 20022 standard Monday will reverberate around the world.

ISOs

Payments Dive

JULY 15, 2025

trillion in payments daily, began shifting late Sunday to the new ISO 20022 standard. This isn’t the first time community banks have encountered ISO 20022 — it’s also the format used by FedNow — so many were already familiar with the standard and well-prepared for the shift.” You can unsubscribe at anytime.

FedWire

PYMNTS

FEBRUARY 26, 2020

PYMNTS recently spoke with Saqib Sheikh, global head of SWIFT’s ISO 20022 program, to learn more about SWIFT’s commitment to assist the financial community in the transition to the new standard in cross-border payments: ISO 20022. Richer Data With A Little Help From Our Friends .

ISO 20022

Fintech Finance

APRIL 24, 2024

With just over 18 months to go until the ISO 20022 compliance deadline, leading Quality Engineering company, Roq , is urging UK financial institutions to take the necessary measures now to finalise their plans and focus on the execution of a programme that is, by all published metrics, some way behind the curve.

ISO 20022

Fintech News

AUGUST 8, 2024

In the dynamic financial landscape of the Asia-Pacific (APAC) region, private banks, asset managers, fund managers, and other capital market participants are increasingly recognising the pivotal role of Swift connectivity. As the industry evolves, adopting robust standards like ISO 20022 becomes crucial for driving these benefits.

ISO 20022

Fintech Finance

APRIL 12, 2024

Finzly , the pioneering provider of modern money movement systems to financial institutions, has announced its achievement as one of the first Third-PartyService Providers (TPSP) to be certified for compliance to ISO 20022 messaging standards for Fedwire.

ISO 20022

Fintech Finance

OCTOBER 16, 2024

Trovata , the pioneering force in corporate bank APIs, announces a new collaboration with Swift , the world’s leading provider of secure financial messaging services, which will extend the benefits of Swift’s tracking capabilities to more businesses through API connectivity.

SWIFT

Payments Source

MARCH 12, 2019

Ideally, Swift would like to see its worldwide bank network fully adopt its Global Payments Innovation initiative as well as the ISO 20022 messaging standard for cross-border payments.

ISO 20022

Fintech Finance

OCTOBER 21, 2024

Nium , the leading global infrastructure for real-time cross-border payments, today announced that financial institutions can now leverage Swift capabilities and their existing Swift infrastructure to connect to Nium’s global real-time payments network. For more information on how to connect to Nium via Swift, visit here.

Real Time Payments

PYMNTS

NOVEMBER 27, 2019

The ISO 20022 payments messaging standard — and faster payment networks’ adoption of it — has proven to be a significant value-add to financial service providers’ faster payments offerings. ISO 20022’s path to ubiquity could serve as a model for faster payments technologies’ own adoption journeys.

ISO 20022

Fintech Finance

APRIL 10, 2024

The CHIPS® network, the largest private-sector high-value clearing and settlement system in the world, which is operated by The Clearing House , successfully migrated to the ISO 20022 message format on the April 8 banking day. The Clearing House’s successful migration is a significant step towards the U.S.

ISO 20022

PYMNTS

OCTOBER 15, 2020

Panel members included Russ Waterhouse , EVP at The Clearing House; Mike Kresse , SVP card and money movement at FIS; Jane Larimer , CEO at Nacha; David Scola , chief executive, Americas and UK at SWIFT; and Jeremy Allaire , CEO at Circle. Moving Beyond ACH . There need to be governance models.

Real Time Payments

PYMNTS

MARCH 16, 2016

When analysts from SWIFT and its ISO 20022 Registration Authority took a look at the various efforts behind adoption of the global messaging standard in 2014, a report found that while implementation projects were on their way across Europe, Russia and Africa, among the laggards were the U.S. and Canada.

ISO 20022

Fintech Finance

JULY 10, 2024

It will enable interoperability among PayNet, RENTAS, and SWIFT using ISO 20022 standards. As the industry adopts ISO 20022 globally, this modernisation solution meets regulatory mandates, improves system resilience, and integrates future payment services.

ISO 20022

PYMNTS

JULY 9, 2020

There’s no single path to payments infrastructure innovation. And still for others, like InstaReM, payments innovation involves a mix of infrastructure. Below, PYMNTS rounds up the top stories in payment rail innovation. SWIFT Certifies Fiorano ISO 20022. InstaReM Expands BizPay.

ISO 20022

PYMNTS

MARCH 21, 2017

Enter: ISO 20022. For a few years the corporate banking space has been discussing the potential for ISO 20022 to streamline payments, with industry forces like SWIFT and SEPA promoting its adoption. Industry Innovation. But perhaps the most complex chlalenge is awareness.

ISO 20022

The Payments Association

FEBRUARY 5, 2025

The results are from almost 400 banking and non-banking financial institution players across treasury, fraud, operations, innovation, product, and technical implementation at the C-level in 32 countries globally. Across 12 insights, get instant visibility on how your strategy and pain points compare with your peers in banking and payments.

ISO 20022

PYMNTS

AUGUST 23, 2019

Working together to solve these challenges was the main takeaway from a PYMNTS discussion between Karen Webster and Heather Lee, financial crime compliance and sanctions strategy at SWIFT , the global financial messaging co-operative. And to that end, we’ve seen growing engagement and co-operation across the industry.”. Rapid Growth.

Real Time Payments

The Fintech Times

FEBRUARY 21, 2024

Practical improvements await Rachel Levi, global head of innovation engineering, SWIFT Rachel Levi , global head of innovation engineering, Swift , the cross-border payments provider, notes how the company and ecosystem are working to make practical improvements to international payment speed.

Cross-Border Payments

PYMNTS

AUGUST 16, 2019

Many are choosing to implement ISO 20022 as a common messaging standard to achieve greater interoperability between payment systems, with the system seeing more than 80 implementations in over 40 markets, including with TCH’s RTP system in the U.S. Despite ISO 20022’s potential, there are barriers to it becoming the universal standard.

Cross-Border Payments

Fintech Finance

JANUARY 11, 2024

Innovations in financial technology, such as blockchain, real-time payment networks, and standardized messaging formats like ISO 20022, offer opportunities to streamline and improve cross-border payments. Overcoming these challenges is crucial for fostering global economic growth and enabling seamless international transactions.”

Cross-Border Payments

The Payments Association

FEBRUARY 14, 2025

If PSD2 and PSD3 light the fire, the upcoming necessary migration of ISO 20022 pours gasoline on it. In line with SWIFT and ECB timelines by November, a considerable portion of European cross-border and certain domestic payments must adopt ISO 20022 messaging standards.

ISO 20022

Fintech Finance

SEPTEMBER 23, 2024

Earlier in his career, Jim built and managed innovative payment products and services at major brands including Vodafone, JP Morgan, and Barclaycard. Open Finance is an enabler and critical component to the development of innovations. On joining Raidiam, Lauren said: “The data economy will be the future lifeblood of nations.

Continuity

PYMNTS

SEPTEMBER 11, 2019

According to the Real-Time Payments Innovation Playbook , 26 percent of cross-border businesses rely on international wire transfers, while the next most common method is by paper check (20 percent). One-third of companies surveyed in the Real-Time Payments Innovation Playbook planned to implement them within the next three years.

Cross-Border Payments

PYMNTS

MARCH 9, 2018

SWIFT has offered another update on its blockchain proof of concept (PoC), reiterating its potential to enrich transaction data, support real-time liquidity management and reconciliation and more. The PoC includes 34 banks, each with their own node in SWIFT’s DLT sandbox.

SWIFT

PYMNTS

AUGUST 1, 2019

Payments messaging firm SWIFT has taken recent steps to promote interoperability of its payments network, recently announcing that it would allow blockchain platforms to loop into SWIFT’s global payments innovations (GPI) service to facilitate real-time transactions.

Interoperability

PYMNTS

APRIL 20, 2016

SWIFT has found gaps in the promise and the delivery of distributed ledger technologies when it comes to payments. In it, SWIFT found that there are eight critical factors that need to be satisfied before DLT can gain currency (no pun intended) in the financial industry at large. . But it still thinks it has potential. .

SWIFT

PYMNTS

AUGUST 28, 2019

It can sometimes appear that the pace of FinTech innovation far outpaces corporates’ FinTech adoption. One of the most prominent payment industry trends to support real-time payments adoption is the focus on ISO 20022 payment message standardization, said Cooley.

ISO 20022

PYMNTS

JULY 25, 2018

Financial messaging company SWIFT, along with a number of corporates and banks, announced Wednesday (July 25) plans to begin testing a multi-bank standard to further improve the cross-border payments experience for multi-banked corporates. According to SWIFT , more than $100 billion in SWIFT gpi messages are sent each day.

Cross-Border Payments

PYMNTS

JUNE 16, 2020

In terms of transport, the ISO 20022 messaging standards can be likened to the cargo containers where different variations of payment data can be transported in each message. “So, So, if you are doing domestic payments, or separate payments to Europe, or cross border via SWIFT, they will all be ISO 20022 based,” noted Fennell.

ISO 20022

Fintech News

DECEMBER 10, 2023

Towards this end, financial software company ti&m is aiding its clients who are innovators in incorporating ChatGPT into banking and regular activities. Customers are quickly embracing these AI-driven LLMs, but banks are cautiously advancing, prioritising data protection.

FinTech

Fintech News

AUGUST 23, 2024

These events are serving as platforms for networking, knowledge exchange, and the showcase of innovative solutions. The conference will also host an expansive expo showcasing fintech innovations, investment pitches, workshops, hackathons, and the launch of 20 thought leadership reports.

APACS