Remove Interoperability Remove NFTs Remove Retail Payments
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Finovate Global: Talking Fintech Regulation in the European Union with EverC’s Maya Shabi

Finovate

Many FIs need to significantly upgrade their payment processing systems to handle real-time transactions, which also need to uphold fraud detection and AML/CTF rules in real time. Cross-border payments and digital identity systems also remain fragmented, making it harder to streamline transactions and verify users across the EU.

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Credit Cards vs. Crypto: What’s Winning in 2025

Clearly Payments

Cryptocurrencies have seen increasing acceptance by large retailers, payment providers, and cross-border remittance services. As of 2025, its estimated that over 85% of retailers worldwide accept credit cards in some form. Roughly 25% of online retailers accept crypto, but low single digits for physical stores.