Interoperability Research RTP 
Fintech Finance
APRIL 24, 2025
New research from RedCompass Labs shows that RTP and FedNow’s rising transaction limits are making instant payments significantly more attractive for U.S. 84% of US banks say the new $10 million RTP® limit boosts its attractiveness, and 84% believe raising FedNow’s $500,000 cap will have the same effect.
The Fintech Times
APRIL 27, 2025
Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing. Surprisingly, earned wage access came in ninth place (29 per cent).
Finovate
MARCH 7, 2025
Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. And thats a really positive development. trillion in value by 2028 (from $5.75
PYMNTS
OCTOBER 15, 2020
There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. There’s room for RTP and ACH to co-exist, said Waterhouse, “for a very, very long time.” Interoperability In Focus . Yet various networks still need to be able to “talk to each other.”.
PYMNTS
FEBRUARY 4, 2019
percent, according to a Markets and Markets Research report. . TCH, which is co-owned by 25 banks, launched Real-Time Payments (RTP) in November 2017. They stated that major banks have too much control over the RTP system and that they regarded the Fed as a compelling and more equitable alternative to achieving payments ubiquity.
Faster Payments Council
AUGUST 23, 2024
Hear considerations including user experience, transaction routing, payments risk management, and navigating interoperability. We will wrap up with an interactive session for feedback on our research efforts. It's time to confront the harsh reality—innovation alone doesn't drive broad adoption.
The Fintech Times
MAY 7, 2024
In fact, less than a third of US banks are signed up to either RTP or FedNow , meaning the vast majority cannot offer instant payments as a service; new research from RedCompass Labs , the payments modernisation company, has revealed. Across much of the world, instant payments have quickly become the norm.
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