Junk Fees and Push-to-Card

There’s a Push to Ban Junk Fees. Does It Affect Credit Card Surcharging?

Stax

DECEMBER 2, 2024

In recent years, market adoption of credit card surcharging—a practice by which merchants pass on the transaction fee for accepting a credit card to the cardholder—has increased dramatically. In 2024 alone, more than a dozen state legislatures introduced bills related to surcharging and consumer fees generally.

Junk Fees

Junk Fees Credit Cards Push-to-Card Laws

The FTC Junk Fees Rule and Your Business

Cardfellow

JULY 26, 2025

The rule, sometimes referred to as the “Junk Fees Rule,” specifies that businesses in specific industries must clearly disclose the total price including all mandatory fees. What is the Rule on Unfair or Deceptive Fees? That includes any service fees or convenience fees.

Junk Fees

Junk Fees FTC Rules Credit Cards

The shifting EWA regulatory framework and its impact on bank partnerships and instant payment adoption

Tearsheet

MARCH 27, 2024

Workers have the option to receive EWA funds at no cost within 1-3 days via ACH, or they can opt to have their direct deposit sent to a reloadable Visa debit card, named Friday by DailyPay. Alternatively, DailyPay charges a fee if employees choose to instantly send EWA wages to a card or account.

Instant Payments

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) Junk Fees

Payments Space

There’s a Push to Ban Junk Fees. Does It Affect Credit Card Surcharging?

The FTC Junk Fees Rule and Your Business

The shifting EWA regulatory framework and its impact on bank partnerships and instant payment adoption

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